Lot at 35 Cottage Settings Lane, Black Mountain
Lot at 35 Cottage Settings Lane, Black Mountain, photo 2 of 8
Lot at 35 Cottage Settings Lane, Black Mountain, photo 3 of 8
Lot at 35 Cottage Settings Lane, Black Mountain, photo 4 of 8
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Lot at 35 Cottage Settings Lane, Black Mountain, photo 6 of 8
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Lot at 35 Cottage Settings Lane, Black Mountain, photo 8 of 8
8 photos

$110,000

35 Cottage Settings Lane
Black Mountain, NC 28711
Listed by Pablo Souza · Souza Realty LLC
Bedrooms
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Bathrooms
N/A
Living area
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Year built
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About this home

Shovel-ready double lot in The Settings of Black Mountain! Build your dream home on this spacious, mostly level lot with beautiful mountain views, located just down the street from the clubhouse. The Settings is a highly desirable gated community in Black Mountain, offering fantastic amenities including hiking trails, sidewalks, a playground, and a gorgeous clubhouse with a fireplace and spacious porches overlooking the mountains. The community features underground utilities, natural gas, city water, sewer, and high-speed fiber optic internet. Conveniently located just five minutes from the restaurants and shops of charming downtown Black Mountain and only 20 minutes from Asheville.

Property details

MLS
Canopy MLS
MLS #
CAR4412902
Property type
Lot
Subdivision
The Settings of Black Mountain
Status
Active
Days on market
63
On market date
August 13, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
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Parking spaces
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Lot size
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Black Mountain Elementary
1.79 mi away · Grades 4-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
146
Student:teacher ratio
11.2:1
District
Buncombe County Schools
Middle
Owen Middle
3.37 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
457
Student:teacher ratio
13.4:1
District
Buncombe County Schools
High
Early College
13.59 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
278
Student:teacher ratio
25.3:1
District
Buncombe County Schools

Walkability

Blended score for Black Mountain's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

27
Car-dependent
out of 100
EPA National Walkability Index
8.5 / 20 -- Below average walkable
Google Places amenity density
3 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops1
Pharmacies0

Market position

How this listing compares to current activity in Black Mountain, from live MLS data.

On the market 63 days -- 84 fewer days than Black Mountain's current average of 147 days.
For reference, the median list price across 261 active listings in Black Mountain right now is $384,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$812/mo
$22,000 down
$88,000 loan
Principal & interest$571
Property tax (est.)$92
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.