Lot at 0 Cross Creek Drive, Rutherfordton
Lot at 0 Cross Creek Drive, Rutherfordton, photo 2 of 5
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Lot at 0 Cross Creek Drive, Rutherfordton, photo 5 of 5
5 photos

$29,900

0 Cross Creek Drive
Rutherfordton, NC 28139
Listed by Dan Hoffman · Lake Lure Land
Bedrooms
N/A
Bathrooms
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Living area
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Year built
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About this home

This large, wooded parcel is quiet and private. The excellent price is due to the property being steeper than many people prefer, though it offers a good, buildable and private home site. A big advantage is you won't have the yard or landscaping maintenance that keeps you working on your property, instead of enjoying it. There are potential winter views of the mountains, too! Covered with a mixture of hardwood trees which keeps the underbrush minimal, it's fairly easy to explore this land. There's a ridge that can be followed down to a small near-level area, which would be a great home site, with the ridge itself being the potential driveway. The developer of Clearwater Creek (Mountain Creek Land Company, Inc.) originally had a three-bed septic permit issued (2007) for this property from the county Health Department (Foothills Health District). Though septic permits only have a five-year life, it's still good to know the land previously passed the 'perc' test! Being located in the foothills offers easy, practical living. Clearwater Creek is quiet, and only three miles north of the county seat of Rutherfordton... and with low dues of only 400/yr, the gated community offers security and peace of mind, convenience, and ease of access.

Property details

MLS
Canopy MLS
MLS #
CAR4412566
Property type
Lot
Subdivision
Clearwater Creek
Status
Active
Days on market
N/A
On market date
August 13, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Rutherfordton Elementary School
5.15 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
383
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
4.18 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
1.83 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

25
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 0 days -- 222 fewer days than Rutherfordton's current average of 222 days.
For reference, the median list price across 304 active listings in Rutherfordton right now is $147,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$330/mo
$5,980 down
$23,920 loan
Principal & interest$155
Property tax (est.)$25
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated August 13, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.