Single Family Residence at 197 Smooth Rock Point, Ridgeway
Lakefront property - 197 Smooth Rock Point, Ridgeway
View as you arrive to  the property - 197 Smooth Rock Point, Ridgeway
Sky view of the property - 197 Smooth Rock Point, Ridgeway
3.12 acres - 197 Smooth Rock Point, Ridgeway
Porch as you arrive to Propety - 197 Smooth Rock Point, Ridgeway
Main Level Den - 197 Smooth Rock Point, Ridgeway
View of Den and Dining area - 197 Smooth Rock Point, Ridgeway
View of Kitchen and Den on main level - 197 Smooth Rock Point, Ridgeway
Den, Kitchen and Foyer - 197 Smooth Rock Point, Ridgeway
Dinging area on main  level - 197 Smooth Rock Point, Ridgeway
Kitchen - 197 Smooth Rock Point, Ridgeway
Kitchen - 197 Smooth Rock Point, Ridgeway
Kitchen - 197 Smooth Rock Point, Ridgeway
Lake view  Porch - 197 Smooth Rock Point, Ridgeway
Lake View Porch - 197 Smooth Rock Point, Ridgeway
Lake view Porch - 197 Smooth Rock Point, Ridgeway
Primary Bedroom - 197 Smooth Rock Point, Ridgeway
Primary Bedroom - 197 Smooth Rock Point, Ridgeway
Fire Place in Primary Bedroom - 197 Smooth Rock Point, Ridgeway
Primary Bedroom Walk in Closet - 197 Smooth Rock Point, Ridgeway
Primary Full Bath - 197 Smooth Rock Point, Ridgeway
Shower in Full Primary Bath - 197 Smooth Rock Point, Ridgeway
Laundry Room Main Level - 197 Smooth Rock Point, Ridgeway
Laundry Room Main Level - 197 Smooth Rock Point, Ridgeway
2nd Level Hallway - 197 Smooth Rock Point, Ridgeway
Bedroom 1 second level - 197 Smooth Rock Point, Ridgeway
Bedroom 1 second level - 197 Smooth Rock Point, Ridgeway
Loft area in bedroom 1 second level - 197 Smooth Rock Point, Ridgeway
Full Bath in  Bedroom 1 second level - 197 Smooth Rock Point, Ridgeway
Bedroom 2  second level - 197 Smooth Rock Point, Ridgeway
Full Bath in  Bedroom 2 second floor - 197 Smooth Rock Point, Ridgeway
Fully Finished Basement Rec area - 197 Smooth Rock Point, Ridgeway
Full Basement Rec Area - 197 Smooth Rock Point, Ridgeway
Fully Finished Basement With Stand up Shower and Private Water Closet - 197 Smooth Rock Point, Ridgeway
Bedroom in fully finished basement - 197 Smooth Rock Point, Ridgeway
Walk in Gun Safe in Fully Finished Basement - 197 Smooth Rock Point, Ridgeway
Sitting room, Man Cave, and or  Lady Lounge located in fully finished basement. - 197 Smooth Rock Point, Ridgeway
Full Bath in fully finished basement - 197 Smooth Rock Point, Ridgeway
Beach Area - 197 Smooth Rock Point, Ridgeway
View of the amount of parking that is available - 197 Smooth Rock Point, Ridgeway
Extra parking area provides plenty of space for vehicles, boats, trailers, RVs, and more. - 197 Smooth Rock Point, Ridgeway
Waterfront View - 197 Smooth Rock Point, Ridgeway
WaterFront Sitting - 197 Smooth Rock Point, Ridgeway
Fire Pit - 197 Smooth Rock Point, Ridgeway
Boat Ramp - 197 Smooth Rock Point, Ridgeway
Dock and Lifts - 197 Smooth Rock Point, Ridgeway
Water View of the property - 197 Smooth Rock Point, Ridgeway
48 photos

$2,490,000

197 Smooth Rock Point
Ridgeway, SC 29130
Listed by Randy Ligon · The Ligon Company
Bedrooms
4
Bathrooms
5.5
Living area
6,754 sqft
Year built
2007

About this home

Beautiful Waterfront Lake Home with Priceless Views. Located on Lake Wateree. Experience lake living at its finest in this beautiful 4-bedroom waterfront retreat, offering breathtaking views, exceptional space, and the perfect blend of rustic charm and relaxed elegance. Designed for entertaining and comfortable lake living, the home features spacious gathering areas while still providing plenty of privacy. Each bedroom has access to its own full bathroom, and two feature loft with additional beds perfect for family and overnight guests. Basement area is fully finished, heated and cooled. Step outside to an expansive yard with gorgeous lake views and a private beach area where you can wade in the water, soak up the sun, and enjoy the shoreline. A private dock with lifts for a boat and separate watercraft makes getting out on the lake effortless. There's also abundant parking and space for boats, trucks, RVs, campers, and guests, plus an oversized built-in walk-in safe for secure and versatile storage. Whether you're looking for a full-time residence, weekend getaway, or family retreat, this home offers the space, privacy, and waterfront lifestyle you've been dreaming of. Come for the view. Stay for the lifestyle. This is lake living at its finest. ONLINE AUCTION INFORMATION: This exceptional Lake Wateree property will be sold by Online Auction through 12:00 PM on September 23, 2026. The successful bidder must provide lender approval or proof of funds for the winning bid. The purchaser will have up to 45 days to close. Please Note: This is NOT a distressed or foreclosed property. The owners have simply chosen the online auction method as their preferred way to market and sell this exceptional Lake Wateree property. Don't miss this unique opportunity to bid on your own piece of lake life!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4412081
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
45
On market date
August 12, 2026
Stories
N/A
Total bathrooms
5.5
Garage spaces
6
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Geiger Elementary
11.84 mi away · Grades -1-6
Zoned school (attendance boundary, 2015-16 data)
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
247
Student:teacher ratio
11.2:1
District
Fairfield 01
Middle
Fairfield Middle
17.96 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
319
Student:teacher ratio
8.4:1
District
Fairfield 01
High
Fairfield Central High
17.89 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Good (2025)
Enrollment
715
Student:teacher ratio
11.2:1
District
Fairfield 01

Walkability

Blended score for Ridgeway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$15,145/mo
$498,000 down
$1,992,000 loan
Principal & interest$12,920
Property tax (est.)$2,075
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.