Single Family Residence at 3645 Lake Bluff Drive, Sherrills Ford
VIEW FROM THE LAKE - 3645 Lake Bluff Drive, Sherrills Ford
FRONT DOOR - 3645 Lake Bluff Drive, Sherrills Ford
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Two and one half stories - 3645 Lake Bluff Drive, Sherrills Ford
BACK VIEW - 3645 Lake Bluff Drive, Sherrills Ford
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Single Family Residence at 3645 Lake Bluff Drive, Sherrills Ford, photo 8 of 30
Single Family Residence at 3645 Lake Bluff Drive, Sherrills Ford, photo 9 of 30
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Main Floor Bedroom - 3645 Lake Bluff Drive, Sherrills Ford
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KITCHEN MAIN FLOOR - 3645 Lake Bluff Drive, Sherrills Ford
PRIMARY BATHROOM TUB - 3645 Lake Bluff Drive, Sherrills Ford
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PRIMARY BATHROOM - 3645 Lake Bluff Drive, Sherrills Ford
SECOND FLOOR - 3645 Lake Bluff Drive, Sherrills Ford
Second Kitchen - 3645 Lake Bluff Drive, Sherrills Ford
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Lower patio - 3645 Lake Bluff Drive, Sherrills Ford
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Single Family Residence at 3645 Lake Bluff Drive, Sherrills Ford, photo 30 of 30
30 photos

$1,199,900

3645 Lake Bluff Drive
Sherrills Ford, NC 28763
Listed by Miles Ware · Ware Properties & Commercial Investments
Bedrooms
4
Bathrooms
5
Living area
2,799 sqft
Year built
2002

About this home

Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement. Loft with water views, a bonus room, and a separate office, all equipped with closets. The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy. Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas. The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.

Property details

MLS
Canopy MLS
MLS #
CAR4410321
Property type
Single Family Residence
Subdivision
The Retreat
Status
Active
Days on market
56
On market date
August 1, 2026
Stories
N/A
Total bathrooms
5
Garage spaces
4
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Sherrills Ford Elementary
1.93 mi away · Grades 0-6
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
493
Student:teacher ratio
16.4:1
District
Catawba County Schools
Middle
Mill Creek Middle
5.96 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
420
Student:teacher ratio
16.8:1
District
Catawba County Schools
High
Bandys High
5.6 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
791
Student:teacher ratio
18.0:1
District
Catawba County Schools

Walkability

Blended score for Sherrills Ford's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,376/mo
$239,980 down
$959,920 loan
Principal & interest$6,226
Property tax (est.)$1,000
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.