Single Family Residence at 108 Clearwater Drive, Morganton
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22 photos

$675,000

108 Clearwater Drive
Morganton, NC 28655
Listed by Andrea Ochoa · Collective Realty LLC
Bedrooms
5
Bathrooms
3.5
Living area
3,882 sqft
Year built
2002

About this home

Two story home with completed walk out basement. Beautiful private yard with professional landscaping with fenced in yard. Close to shopping, downtown and schools. Master is on main floor with remodeled en suite bathroom and custom closet. Open floor plan in kitchen and family room includes formal living room and dining room. Sliding glass door leads to covered large covered 3 bedrooms upstairs and one bathroom. One very large bedroom could be used as playing area or office. Basement includes family room with gas fireplace, kitchen, one bedroom, 1 bathroom and office or another den. French doors lead out to covered porch.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4406370
Property type
Single Family Residence
Subdivision
Winding Creek
Status
Active
Days on market
1
On market date
July 23, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Oak Hill Elementary
1.88 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
330
Student:teacher ratio
15.0:1
District
Burke County Schools
Middle
Walter R Johnson Middle
1.91 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
489
Student:teacher ratio
15.3:1
District
Burke County Schools
High
Burke Middle College
3.82 mi away · Grades 11-12
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
128
Student:teacher ratio
42.7:1
District
Burke County Schools

Walkability

Blended score for Morganton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Morganton, from live MLS data.

On the market 1 days -- 241 fewer days than Morganton's current average of 242 days.
For reference, the median list price across 479 active listings in Morganton right now is $229,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,215/mo
$135,000 down
$540,000 loan
Principal & interest$3,502
Property tax (est.)$563
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 24, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.