Single Family Residence at 1390 Baltimore Branch Road, Hot Springs
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$895,000

1390 Baltimore Branch Road
Hot Springs, NC 28743
Listed by Cynthia DuBose · Mountain Home Properties
Bedrooms
3
Bathrooms
3
Living area
2,266 sqft
Year built
1993

About this home

Escape to the magical Fern Rock Mountain Retreat, where mountain charm and thoughtful craftsmanship come together. The main lodge is built from beautiful historic hand-hewn logs and beams, showcasing unique artisan details throughout. Enjoy a spacious kitchen with handcrafted cabinetry, inviting dining and gathering spaces, and a large living room with hardwood floors and custom finishes. Step outside and experience the incredible outdoor living areas, including a screened-in living room nestled among the trees, a spacious deck with stunning mountain views, a cozy fire pit, an outdoor shower, and a relaxing hot tub. Sit by the pond or unwind in one of the peaceful sitting areas. The property also includes a private one-bedroom, one-bath guest cabin and an additional log studio cabin, offering plenty of space for family, friends, or creative retreats. Hiking trails wind through the majestic woods, providing endless opportunities to explore nature. With paved road access and a secluded setting, Fern Rock Mountain Retreat offers the perfect balance of convenience and peaceful mountain living. It would be an amazing family home with a studio or guest house and a great vacation rental opportunity.

Property details

MLS
Canopy MLS
MLS #
CAR4402739
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
93
On market date
July 12, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Hot Springs Elementary
7.4 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
131
Student:teacher ratio
10.9:1
District
Madison County Schools
Middle
Madison Middle School
8.43 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
439
Student:teacher ratio
11.6:1
District
Madison County Schools
High
Madison Early College High
10.05 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
271
Student:teacher ratio
27.1:1
District
Madison County Schools

Walkability

Blended score for Hot Springs's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Hot Springs, from live MLS data.

On the market 93 days -- 16 fewer days than Hot Springs's current average of 109 days.
For reference, the median list price across 46 active listings in Hot Springs right now is $381,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,540/mo
$179,000 down
$716,000 loan
Principal & interest$4,644
Property tax (est.)$746
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.