INNOVATE Real Estate
Lot at Morganton
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Virtually Placed boat dock - Morganton
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Virtually placed house - Morganton
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Virtually placed house - Morganton
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21 photos

$995,000

Morganton, NC 28655
Listed by Jannell Peterson · J. Peterson Realty & Associate
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

People spend a lifetime searching for views like these. Build the luxury lakefront retreat you've always envisioned on one of the most exceptional homesites available on Lake James. Situated on 1.50 partially cleared acres, this rare waterfront property offers over 200 feet of shoreline, breathtaking long-range water and mountain views, and a gentle, level private building site that's ready for your custom dream home. Imagine enjoying sunsets from your future lakeside terrace, relaxing from your custom dock, or spending the day boating, paddleboarding, and swimming on one of North Carolina's most sought-after lakes. With county water available, a 4-bedroom septic approval, and no HOA, you'll have the freedom to create an extraordinary lakefront estate tailored to your lifestyle. Whether you're searching for a full-time residence or an unforgettable vacation getaway, opportunities like this are incredibly rare. Exceptional views, generous shoreline, a level build site, and one of Lake James' most desirable locations—this is luxury waterfront living at its finest. Don't miss your chance to own one of the last premier waterfront lots on Lake James.

Property details

MLS #
CAR4399516
Property type
Lot
Subdivision
N/A
Status
Active
Days on market
N/A
On market date
July 3, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Glen Alpine Elementary
4.2 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
329
Student:teacher ratio
14.3:1
District
Burke County Schools
Middle
Table Rock Middle
5.02 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
560
Student:teacher ratio
16.5:1
District
Burke County Schools
High
Burke Middle College
9.32 mi away · Grades 11-12
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
128
Student:teacher ratio
42.7:1
District
Burke County Schools

Walkability

Blended score for Morganton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Morganton, from live MLS data.

On the market 0 days -- 319 fewer days than Morganton's current average of 319 days.
For reference, the median list price across 372 active listings in Morganton right now is $220,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,142/mo
$199,000 down
$796,000 loan
Principal & interest$5,163
Property tax (est.)$829
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 3, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.