Lot at Charlotte
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$185,000

Charlotte, NC 28214
Listed by Michael Olson · Berkshire Hathaway HomeServices Elite Properties
Bedrooms
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Year built
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About this home

Build your dream lakefront retreat on this exceptional .62-acre waterfront homesite in the desirable Mt Isle Harbor community. Offering approximately 76 feet of shoreline on beautiful Mountain Island Lake, this property features a gently sloping, walkout basement setting with expansive water views and endless possibilities for custom design. The sale includes a Deed of Exclusive Right to use Boat Slip #87, conveniently located just across the street from the community boat storage area. Bring your own builder and create the lake lifestyle you've always envisioned, with plenty of space for outdoor living, entertaining, and enjoying the peaceful surroundings. Mt Isle Harbor offers outstanding amenities, including an Olympic-sized pool, clubhouse, tennis courts, soccer field, walking trails, playground, and lake access. Ideally located just minutes from Uptown Charlotte, Charlotte Douglas International Airport, shopping, dining, and everyday conveniences, this rare waterfront opportunity combines the tranquility of lake living with the accessibility of city amenities.

Property details

MLS #
CAR4399479
Property type
Lot
Subdivision
Mt Isle Harbor
Status
Active
Days on market
N/A
On market date
July 4, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
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Parking spaces
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Lot size
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Mountain Island Lake Academy
3.24 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
732
Student:teacher ratio
16.3:1
District
Charlotte-Mecklenburg Schools
Middle
Coulwood STEM Academy
2.81 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
625
Student:teacher ratio
13.9:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
14.58 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

28
Car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
30 / 100
Restaurants & cafes2
Grocery stores2
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 0 days -- 72 fewer days than Charlotte's current average of 72 days.
For reference, the median list price across 3,662 active listings in Charlotte right now is $399,337.

Mortgage calculator

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Est. monthly payment
$1,264/mo
$37,000 down
$148,000 loan
Principal & interest$960
Property tax (est.)$154
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.