Lot at Belmont
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$649,000

Belmont, NC 28012
Listed by Josh Finigan · EXP Realty LLC Ballantyne
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Your lakefront life starts on Homesite 336, with over 330 feet of shoreline. This level corner lot sits on a long peninsula along Lake Wylie in Belmont, NC, with a private sandy beach where you can walk right into the water on the cove side. With eastern exposure, you get morning sun and open lake views in every direction. The lot gives you room to build the custom home you've been planning, with the option to add a basement on the left side. There's space for a dock to keep your water toys close and a pool when you want it. The land here has history too, once part of property owned by Daniel Stowe. Buy now and build on your own timeline. There's no deadline to break ground, and you'll work with one of McLean's approved builders when you're ready. Beyond your own lot, McLean is built for life on the water. A full-service marina run by Morningstar Marinas sits at the community's southern edge with both wet and dry slips, so a boat is always close at hand. Right next to it is Drift, a waterfront restaurant known for fresh seafood, grilled steaks, and craft cocktails with the lake in view. On land, residents have a clubhouse, outdoor pool, fitness center, and a growing network of walking and cycling trails. The Seven Oaks Preserve trail runs 2.8 miles along the shoreline through old oaks and tulip poplars, and it connects to Daniel Stowe Botanical Garden, one of America's "20 Great Gardens," where McLean residents get special membership rates. Evenings are easy here, whether that means a stroll at McLean Point waterfront park or sunset on the clubhouse deck. Downtown Belmont, with its restaurants, shops, and year-round events, is about 10 minutes away, and grocery stores and more shopping sit within a 10-minute drive on either side of the bridge in Lake Wylie. Come take a look.

Property details

MLS #
CAR4395633
Property type
Lot
Subdivision
McLean - South Shore
Status
Active
Days on market
8
On market date
June 24, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
New Hope Elementary
4.52 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
473
Student:teacher ratio
15.8:1
District
Gaston County Schools
Middle
Cramerton Middle
5.37 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
890
Student:teacher ratio
18.9:1
District
Gaston County Schools
High
Gaston Early College High School
13.69 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
20 / 100
Restaurants & cafes2
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 8 days -- 73 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

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Est. monthly payment
$4,058/mo
$129,800 down
$519,200 loan
Principal & interest$3,368
Property tax (est.)$541
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 2, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.