Single Family Residence at 561 Harbor Ridge Drive, Tuckasegee
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$1,189,000

561 Harbor Ridge Drive
Tuckasegee, NC 28783
Listed by John Lefner · BLR Realty LLC
Bedrooms
3
Bathrooms
2.5
Living area
1,805 sqft
Year built
2016

About this home

SELLER OFFERS TO PAY the $40,000 one time non-equity buy in cost. Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water. The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. This home comes fully furnished. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina. When not enjoying your mountain getaway consider making it available as a vacation rental.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4388299
Property type
Single Family Residence
Subdivision
Bear Lake Reserve
Status
Active
Days on market
63
On market date
June 15, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cullowhee Valley School
8.36 mi away · Grades 0-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
622
Student:teacher ratio
15.9:1
District
Jackson County Public Schools
Middle
None found nearby
High
Jackson Co Early College
11.83 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
100
Student:teacher ratio
25.0:1
District
Jackson County Public Schools

Walkability

Blended score for Tuckasegee's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Tuckasegee, from live MLS data.

On the market 63 days -- 70 fewer days than Tuckasegee's current average of 133 days.
For reference, the median list price across 64 active listings in Tuckasegee right now is $382,000.

Mortgage calculator

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Est. monthly payment
$7,310/mo
$237,800 down
$951,200 loan
Principal & interest$6,169
Property tax (est.)$991
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated August 17, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.