Single Family Residence at Rutherfordton
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$569,000

Rutherfordton, NC 28139
Listed by Joel Smith · EXP Realty LLC
Bedrooms
4
Bathrooms
3
Living area
2,041 sqft
Year built
1960

About this home

Two homes, one property, and more potential than most buyers will know what to do with. The main brick ranch offers 3 bedrooms, 2 full baths, a formal living room, a den with new gas log fireplace, and an open kitchen and dining layout finished with hardwood and luxury vinyl plank flooring throughout. The attached two-car carport keeps vehicles covered and the 2.5 acres level and usable. The guest cottage is a legitimate second dwelling with its own permitted septic system, 1 bed, 1 bath, mini-split, kitchen area, and LVP flooring throughout. Use it for Airbnb, a long-term tenant, in-laws, or a caretaker. The 1,916 sq ft insulated shop and garage is framed for a bathroom and built to handle real work, whether that means a car collection, a contractor operation, or a small business. Add a run-in shelter, barn, tack and feed building, and flat open pasture and this property works equally well as a hobby farm or an income-producing investment. State-maintained road access. No city taxes. A couple photos represent AI furnishings and removal.

Highlights

Fireplace

Property details

MLS #
CAR4387812
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
1
On market date
June 1, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Harris Elementary School
5.7 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
454
Student:teacher ratio
14.2:1
District
Rutherford County Schools
Middle
Chase Middle School
7.93 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
517
Student:teacher ratio
14.0:1
District
Rutherford County Schools
High
Chase High School
7.56 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
14.0:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

10
Very car-dependent
out of 100
EPA National Walkability Index
3.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 1 days -- 224 fewer days than Rutherfordton's current average of 225 days.
For reference, the median list price across 267 active listings in Rutherfordton right now is $123,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,577/mo
$113,800 down
$455,200 loan
Principal & interest$2,952
Property tax (est.)$474
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 2, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.