Single Family Residence at Lake Lure
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$499,000

Lake Lure, NC 28746
Listed by Mariah Leahy · Premier Sotheby’s International Realty
Bedrooms
2
Bathrooms
1
Living area
1,245 sqft
Year built
1926

About this home

Welcome to your ultimate mountain-lake escape in the heart of downtown Lake Lure! With two bedrooms and one bath on the main level, this enchanting cottage perfectly blends nostalgic cabin vibes with modern conveniences, offering an unbeatable location and an effortless, turnkey lifestyle. A deeded easement to the lake access with ownership of the dock provides the perfect launchpad for peaceful days spent kayaking or canoeing. The interior boasts a stone gas fireplace, modern appliances, LVP flooring and an enclosed patio perfect for all seasons. Low-maintenance exteriors and adorable curb appeal make this perfect for a second home retreat or rental property. Offered turn-key! The upper level is below 7 feet, so not included in square footage, but it has two bonus rooms and a living room. The upstairs bath was added later and unpermitted. The property includes two parcels; the lot behind the home is where the septic is located and is in a flood zone, but the house is not.

Highlights

Fireplace

Property details

MLS #
CAR4386977
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
20
On market date
May 29, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Pinnacle Elementary School
12.86 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
17.02 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
15.16 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Lake Lure's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Lure, from live MLS data.

On the market 20 days -- 185 fewer days than Lake Lure's current average of 205 days.
For reference, the median list price across 353 active listings in Lake Lure right now is $90,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,155/mo
$99,800 down
$399,200 loan
Principal & interest$2,589
Property tax (est.)$416
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 18, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.