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41 photos

$499,000

Lake Lure, NC 28746
Listed by Banff Luther · Agent Group Realty LLC
Bedrooms
3
Bathrooms
1
Living area
1,091 sqft
Year built
1940

About this home

Price Reduction! Bring all Offers! Turn Key and Ready to Go! Lake Lure's hidden gem and the most affordable home with waterfront property on the market!! One of the truly RARE properties that has direct Lake Access from its back yard in the only Lagoon on the Lake which you own large portion of! The property lines cover (see GIS) most of the lagoon in the back yard! This beautiful home offers vintage charm with all the amenities of a modern home. Built in a simpler time and lovingly maintained adding modern amenities through the years. Sit on the back porch and enjoy the spectacular view of Chimney Rock! Or turn this into a rock star Short Term Rental! It's even close enough to walk into Chimney Rock Village for drinks and dinner. This is truly a one of a kind opportunity. The home is sold fully furnished with all the little items you need and won't have to buy. It's move in ready, or post it on Airbnb and rent it! If high speed internet is a concern there are two providers that have you covered and cell service is excellent on most major providers. This home is in a partial flood zone and the current owner does not carry flood insurance. During Helene, the basement flooded just below the vents and no damage was done to the structure and no water entered any of the wood structure.. The basement is fully encapsulated.

Highlights

Fireplace

Property details

MLS #
CAR4386500
Property type
Single Family Residence
Subdivision
none
Status
Active
Days on market
31
On market date
June 2, 2026
Stories
N/A
Garage spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Pinnacle Elementary School
12.82 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
16.98 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
15.12 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Mortgage calculator

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Est. monthly payment
$3,155/mo
$99,800 down
$399,200 loan
Principal & interest$2,589
Property tax (est.)$416
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 3, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.