Aerial view of the home and front lawn - Monroe
Front exterior at dusk - Monroe
Aerial view of the home with Lake Twitty behind the home. - Monroe
Grand foyer with staircase and hardwood floors - Monroe
Kitchen with island and beautiful cabinetry - Monroe
Living room with decorative ceiling beams - Monroe
Kitchen island and breakfast area - Monroe
Formal dining room - Monroe
Private pier on Lake Twitty - Monroe
Aerial view of the wooded lot and lake - Monroe
Front exterior and spacious lawn - Monroe
Covered front porch and double entry doors - Monroe
Entry hall looking toward the staircase - Monroe
Private office with a stone fireplace - Monroe
Close-up of the office fireplace - Monroe
Living room opening to the back deck - Monroe
Living room with built-ins shelves and ceiling beams - Monroe
Foyer and formal dining room - Monroe
Kitchen with oversized island - Monroe
Kitchen showing the refrigerator and island - Monroe
Farmhouse sink overlooking the covered deck - Monroe
Island cooktop and pendant lighting - Monroe
Breakfast area with backyard views - Monroe
Breakfast area beside the kitchen - Monroe
Main-level primary bedroom - Monroe
Another view of the primary bedroom - Monroe
Primary bathroom with shower and dual vanities - Monroe
Primary bathroom vanity area - Monroe
Covered deck overlooking the backyard - Monroe
Covered deck with outdoor seating - Monroe
Upstairs bonus room - Monroe
Upstairs bonus room with great views of the lake - Monroe
Basement family room - Monroe
Basement family room - Monroe
Basement family room - Monroe
Basement media room - Monroe
Basement media room - Monroe
Basement flex room with attached bathroom - Monroe
Aerial view of the rear of the home - Monroe
Backyard leading toward the lake - Monroe
Pier extending into Lake Twitty - Monroe
Open lawn bordered by mature trees - Monroe
Shaded lakeside area near the pier - Monroe
Single Family Residence at Monroe, photo 44 of 47
View down the private pier - Monroe
Beautiful view of lake Twitty - Monroe
Aerial view of the shoreline and pier - Monroe
47 photos

$1,475,000

Monroe, NC 28110
Listed by Jennifer Hoyle · Real Broker, LLC
Bedrooms
4
Bathrooms
4.5
Living area
5,908 sqft
Year built
2018

About this home

Experience true waterfront living on Lake Twitty in this exceptional custom built home. Originally built as the builder’s personal residence, it reflects a level of craftsmanship, quality, and thoughtful design that’s hard to find. Tucked away on a private cul-de-sac acre with no HOA, this property blends timeless architecture with modern functionality, all centered around a relaxed lakefront lifestyle. Beyond the water, the location offers the best of both worlds. With the Monroe Bypass nearby, you’re just 20 minutes to Matthews and only 30 minutes to Uptown Charlotte, making it easy to enjoy peaceful lake living without sacrificing convenience. Inside, a grand foyer welcomes you with soaring cathedral ceilings, rich custom hardwood floors, and architectural details that carry throughout the home. The main level primary suite offers both comfort and convenience, while the chef’s kitchen stands out with its farmhouse inspired design, oversized island, induction cooktop, butler’s pantry, and a bright breakfast nook perfect for everyday living. A formal dining room and private office with rustic barn doors complete the main level, along with two cozy fireplaces, one in the family room and another in the office. Upstairs, you’ll find three spacious bedrooms, a large bonus room, and two full baths, providing plenty of room for family and guests. The finished walk out basement adds over 2,000 square feet of versatile living space, including a second primary or in law suite with its own entrance, a large great room, media or bonus space, and an exercise room. Whether you’re hosting, entertaining, or creating your own retreat, this level offers endless possibilities. Outdoor living truly shines here. From the welcoming rocking chair front porch to the covered deck and shaded patio overlooking the lake, every space is designed to be enjoyed. The private pier extends your living space right onto the water, perfect for kayaking, paddle boarding, fishing, or simply unwinding with sunset views. Additional features like a 4 car garage, irrigation system, and ample storage add everyday practicality to this already impressive home. This isn’t just a home, it’s a lakefront retreat where you can slow down, spread out, and enjoy the lifestyle you’ve been looking for.

Highlights

Fireplace

Property details

MLS #
CAR4380123
Property type
Single Family Residence
Subdivision
Chinquepin On Twitty
Status
Active
Days on market
N/A
On market date
May 14, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
4
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Benton Heights Elementary
4.73 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
500
Student:teacher ratio
10.6:1
District
Union County Public Schools
Middle
Piedmont Middle
3.77 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
877
Student:teacher ratio
16.5:1
District
Union County Public Schools
High
Central Academy of Technology and Arts
6.32 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
809
Student:teacher ratio
18.4:1
District
Union County Public Schools

Walkability

Blended score for Monroe's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monroe, from live MLS data.

On the market 0 days -- 93 fewer days than Monroe's current average of 93 days.
For reference, the median list price across 365 active listings in Monroe right now is $441,990.

Mortgage calculator

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Est. monthly payment
$9,033/mo
$295,000 down
$1,180,000 loan
Principal & interest$7,653
Property tax (est.)$1,229
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated May 14, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.