Single Family Residence at Morganton
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$429,000

Morganton, NC 28655
Listed by Tracy Dowling · Homecoin.com
Bedrooms
3
Bathrooms
2.5
Living area
2,576 sqft
Year built
1977

About this home

Tucked away on 3+ private wooded acres just minutes from downtown Morganton, this unique creekside retreat offers the perfect balance of nature, space, and convenience. Surrounded by mature trees with peaceful creek views, this 3-bedroom, 2.5-bath home feels like a getaway while still being near shopping, dining, and local events. The upstairs main level features large living area, a formal dining room, and an open kitchen layout. The primary suite is conveniently located on the upstairs main floor and includes direct access to the patio and backyard. Downstairs, you’ll find two additional bedrooms connected by a Jack-and-Jill bathroom, plus a 2-car garage and separate climate-controlled workshop space. Large deck with plenty of room to relax, entertain, or simply enjoy the sounds of the creek and surrounding woods. Large laundry/mudroom with tile dog wash also opens up to the deck. With over 2,500 square feet of living space, a fireplace, and a rare private setting inside city limits, this property offers endless potential for a primary residence, vacation-style retreat, or investment opportunity. Rare combination of acreage, privacy, and location in the heart of Morganton.

Highlights

Fireplace

Property details

MLS #
CAR4379486
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
47
On market date
May 11, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Forest Hill Elementary
0.9 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
274
Student:teacher ratio
15.2:1
District
Burke County Schools
Middle
Walter R Johnson Middle
2.46 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
489
Student:teacher ratio
15.3:1
District
Burke County Schools
High
Burke Middle College
1.67 mi away · Grades 11-12
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
128
Student:teacher ratio
42.7:1
District
Burke County Schools

Walkability

Blended score for Morganton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

64
Walkable
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks10
Schools7
Transit stops18
Pharmacies3

Market position

How this listing compares to current activity in Morganton, from live MLS data.

On the market 47 days -- 272 fewer days than Morganton's current average of 319 days.
For reference, the median list price across 372 active listings in Morganton right now is $220,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,733/mo
$85,800 down
$343,200 loan
Principal & interest$2,226
Property tax (est.)$358
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.