photo 2
Main level foyer
Living room - main level
Living room - main level
Eat in kitchen/dining area
Eat in kitchen/dining area
 photo 8
 photo 9
Electric cooktop
Backless gas range and vent hood
 photo 12
Secondary bedroom 1
Secondary bedroom 2
Secondary bedroom 2
Guest bathroom - upper level
Primary bedroom
Primary bedroom
Primary en suite
Primary en suite
Family room - lower level
Family room - lower level
Family room - lower level
Secondary bedroom 3 - lower level
Lower level bathroom and laundry room
Lower level bathroom and laundry room
 photo 27
Backyard
 photo 29
 photo 30
30 photos

$325,000

Shelby, NC 28152
Listed by Janae McAfee · COMPASS
Bedrooms
4
Bathrooms
3
Living area
2,222 sqft
Year built
1977

About this home

Eligible for up to $15,000 in closing cost assistance, with financing options that may allow qualified buyers to purchase with as little as $0 down and no PMI. Discover the perfect blend of space, privacy, and modern updates in this move-in ready 4-bedroom, 3-bathroom brick home situated on a spacious, half-acre corner lot at the top of a quiet cul-de-sac in Shelby, NC with no HOA. Updated in 2024 with a new roof, major systems, and appliances, this home offers peace of mind along with stylish finishes throughout. The kitchen features a gas range, a vent hood, and an electric cooktop, with ample cabinet and counter space for everyday living and entertaining. The upper level includes a spacious primary suite with private bath, two secondary bedrooms, and an additional full bathroom. The walk-out lower level provides flexible living space with a fourth bedroom, full bathroom, laundry room, and a brick wood-burning fireplace ideal for guests, multi-generational living, an in-law suite, home office, recreation room, or bonus living area. Outside, enjoy a welcoming front porch, expansive flat yard, mature surroundings, long turnaround driveway, one-car garage, and additional storage. Conveniently located near shopping, dining, schools, and everyday amenities, this property offers the space and flexibility that can be difficult to find in newer construction communities. If you're looking for a move-in ready home with a large lot, no HOA, updated systems, and room to spread out, this Shelby home deserves a look. Dreaming of a basement? The versatile walk-out lower level offers the extra space buyers love, making it an excellent alternative to a traditional basement.

Highlights

Fireplace

Property details

MLS #
CAR4376794
Property type
Single Family Residence
Subdivision
Southgate
Status
Active
Days on market
45
On market date
May 1, 2026
Stories
N/A
Garage spaces
1
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
James Love Elementary
0.23 mi away · Grades -1-4
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
349
Student:teacher ratio
12.5:1
District
Cleveland County Schools
Middle
Shelby Intermediate
4.02 mi away · Grades 5-6
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
412
Student:teacher ratio
13.7:1
District
Cleveland County Schools
High
Cleveland ECHS
4.12 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
215
Student:teacher ratio
21.5:1
District
Cleveland County Schools

Mortgage calculator

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Est. monthly payment
$2,107/mo
$65,000 down
$260,000 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 16, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.