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$194,000

Lincolnton, NC 28092
Listed by Tony Karak · Better Homes and Garden Real Estate Paracle
Bedrooms
3
Bathrooms
2
Living area
1,065 sqft
Year built
1990

About this home

Back on the Market, no fault of the seller. ***This home qualifies for up to $20,000 in buyer assistance through preferred lender grant programs — including options for first-time buyers, community-serving professionals, and qualified middle-income buyers. Plus, certain FHA financing options may offer additional assistance with no income limits, depending on buyer qualifications. Funds are limited and available on a first-come, first-served basis.*** Charming single-level home that has been well-maintained and is truly move-in ready. Conveniently located near shopping and schools with no HOA, this property offers both flexibility and everyday convenience. The thoughtfully designed split-bedroom floor plan provides added privacy, while the living room and kitchen are enhanced by airy vaulted ceilings that create an open, inviting feel. Recent updates, including a roof installed in 2021 and HVAC components updated in recent years, add to the home’s overall value and appeal. Public water and sewer connections offer added reliability, and the home has been designed for low-maintenance living both inside and out. Priced at $199,000 and appraised at $225,000, this home presents a strong value opportunity and is well worth a look.

Property details

MLS #
CAR4372154
Property type
Single Family Residence
Subdivision
Mason Oaks
Status
Active
Days on market
32
On market date
April 24, 2026
Stories
N/A
Garage spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
GE Massey Elementary
0.52 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
370
Student:teacher ratio
12.8:1
District
Lincoln County Schools
Middle
Lincolnton Middle
3.33 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
608
Student:teacher ratio
14.1:1
District
Lincoln County Schools
High
Lincolnton High
0.86 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
827
Student:teacher ratio
16.2:1
District
Lincoln County Schools

Mortgage calculator

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Est. monthly payment
$1,318/mo
$38,800 down
$155,200 loan
Principal & interest$1,007
Property tax (est.)$162
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 9, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.