Welcome Summer by the pool this year! - Waxhaw
Cul-De-Sac Home on an  Wooded 1.569 Acre Lot - Waxhaw
Welcome Home to 5404 Cotton Top Ct in Houston Ridge in Waxhaw! - Waxhaw
Over sized Primary Bedroom - Waxhaw
Front Elevation w/ Double Wide Driveway! - Waxhaw
Portico - Waxhaw
Freshly painted front Bed/Flex Room - Waxhaw
Bed/Flex Full Bath - Waxhaw
Freshly Painted HUGE family room - Waxhaw
Freshly painted family room - Waxhaw
Freshly painted family room - Waxhaw
Single Family Residence at Waxhaw, photo 12 of 48
Formal Dining Room - Waxhaw
Virtual photo of what fresh flooring can look like - Waxhaw
Breakfast Nook - Waxhaw
Breakfast Bar/Island - Waxhaw
ChatGPT rendering of cabinet paint - Waxhaw
Kitchen w/Elevated Deck - Waxhaw
Work Station Island & Lots of Counter Space - Waxhaw
Kitchen Office Nook - Waxhaw
Half Bath - Waxhaw
Over-sized Pantry - Waxhaw
Side entry 2 Car Garage & 1 car front load - Waxhaw
Stairs to Second level & Down to Lower Level Home - Waxhaw
Loft with Business Center - Waxhaw
Primary has a secondary closet! - Waxhaw
Primary Bath Dual Sink & Walk-in-Closet - Waxhaw
Garden Tub & Large Shower - Waxhaw
Front facing secondary Bedroom - Waxhaw
Loft for Entertainment or Crafting - Waxhaw
Laundry Room / Utility space with Sink - Waxhaw
Corner Garden view Bedroom - Waxhaw
Center Full Bathroom - Waxhaw
Pool View Bedroom - Waxhaw
Lower Level full kitchen - Waxhaw
One bed, one bath apartment on lower level - Waxhaw
Open Floor plan on lower level - Waxhaw
Secondary living quarters lower level - Waxhaw
Secondary primary suite on lower level - Waxhaw
Secondary primary bath on lower level - Waxhaw
Enormous closet on lower level - Waxhaw
Secondary laundry on lower level - Waxhaw
Office nook on lower level - Waxhaw
Secondary deck off lower level - Waxhaw
Brand new liner in pool - Waxhaw
Single Family Residence at Waxhaw, photo 46 of 48
Rear Elevation - Waxhaw
Shed on property - Waxhaw
48 photos

$874,999

Waxhaw, NC 28173
Listed by Dee Brummett · Coldwell Banker Realty
Bedrooms
5
Bathrooms
4.1
Living area
5,495 sqft
Year built
2011

About this home

Welcome to 5404 Cotton Top Court, where peaceful country living meets exceptional space, flexibility, and comfort. Situated on 1.569 acres in the sought-after Waxhaw countryside, this recently appraised residence offers an opportunity to enjoy a property designed for the way people live today. Priced below its recent appraised value, this home presents a unique opportunity for instant equity while delivering luxury, space, and versatility. A long private drive and three-car garage create an impressive arrival experience, while the thoughtfully designed interior provides room for everyday living, entertaining, and hosting guests. The formal dining room is ready for memorable gatherings, and the private main-level office with a full bath offers flexibility for a variety of lifestyle needs. At the center of the home, expansive living spaces connect seamlessly, creating an inviting environment for both large celebrations and quiet evenings at home. Natural flow leads outdoors to a backyard retreat featuring a recently relined pool and rebuilt deck, offering the perfect setting for summer afternoons, weekend cookouts, or relaxing under the Carolina sky. Upstairs, spacious bedrooms and a versatile loft provide additional room to spread out, work, play, or unwind. The fully finished lower level offers a private apartment-style living area that creates opportunities for extended guest stays, income-producing potential, additional flexible recreational living space, or extended living. Designed with both comfort and practicality in mind, the property also features dual septic systems, a private well with a water softener, a new outdoor condenser installed in 2026, and newer basement carpeting. Offering approximately 5,495 square feet across three levels, this home delivers the rare combination of privacy, versatility, and everyday convenience. Whether you're seeking room to grow, space to entertain, or a peaceful retreat from the pace of city life, 5404 Cotton Top Court provides a setting where lasting memories are ready to be made—all while benefiting from the confidence of purchasing WELL below appraised value - gaining instant equity as soon as you move in!

Highlights

Private pool

Property details

MLS #
CAR4368521
Property type
Single Family Residence
Subdivision
Houston Ridge
Status
Active
Days on market
75
On market date
April 17, 2026
Stories
N/A
Total bathrooms
5
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Benton Heights Elementary
8.22 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
500
Student:teacher ratio
10.6:1
District
Union County Public Schools
Middle
Parkwood Middle
4.89 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
817
Student:teacher ratio
20.4:1
District
Union County Public Schools
High
Central Academy of Technology and Arts
7.02 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
809
Student:teacher ratio
18.4:1
District
Union County Public Schools

Mortgage calculator

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Est. monthly payment
$5,419/mo
$175,000 down
$699,999 loan
Principal & interest$4,540
Property tax (est.)$729
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.