Lot at Lot 29 Summit Ridge Road, Lake Toxaway
Lot at Lot 29 Summit Ridge Road, Lake Toxaway, photo 2 of 11
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11 photos

$89,500

Lot 29 Summit Ridge Road
Lake Toxaway, NC 28747
Listed by Ross Hyett · Lake Toxaway Co.
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Discover a wonderful opportunity to build your mountain retreat on this 1.27-acre homesite in the desirable Lake Toxaway Estates community on Toxaway Mountain. The property features a gentle slope that provides an ideal building site while offering the potential for beautiful long-range mountain views. Surrounded by the natural beauty of Western North Carolina, the lot offers a peaceful setting with the privacy and quiet that make mountain living so appealing. An expired 3-bedroom septic permit is already on file, providing a helpful starting point for future planning. Whether you're envisioning a full-time home or a seasonal getaway, this property offers the chance to create your own mountain escape while enjoying the cool mountain air and easy access to the outdoor recreation, lakes, and charming towns that make this area special. Architectural plans available for a 3 bedroom 3 bath 2,308 sq. ft. house designed by Doug Harris.

Property details

MLS
Canopy MLS
MLS #
CAR4358384
Property type
Lot
Subdivision
Lake Toxaway Estates
Status
Active
Days on market
4
On market date
March 14, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
T C Henderson
4.89 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
114
Student:teacher ratio
10.4:1
District
Transylvania County Schools
Middle
Rosman Middle
8.66 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
209
Student:teacher ratio
10.5:1
District
Transylvania County Schools
High
Blue Ridge Early College
8.36 mi away · Grades 7-13
Nearest school -- attendance-zone data not available here
2.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
130
Student:teacher ratio
10.8:1
District
Jackson County Public Schools

Walkability

Blended score for Lake Toxaway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

25
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes2
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Toxaway, from live MLS data.

On the market 4 days -- 184 fewer days than Lake Toxaway's current average of 188 days.
For reference, the median list price across 118 active listings in Lake Toxaway right now is $467,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$689/mo
$17,900 down
$71,600 loan
Principal & interest$464
Property tax (est.)$75
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated March 18, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.