Representative Photo Only - Monroe
Representative Photo Only - Monroe
Representative Photo Only - Monroe
Representative Photo Only - Monroe
Representative Photo Only - Monroe
Representative Photo Only - Monroe
6 photos

$425,000

Monroe, NC 28112
Listed by Jerry Smith · Smith Capital Partners LLC
Bedrooms
4
Bathrooms
2.5
Living area
3,010 sqft
Year built
2026

About this home

EXCLUSIVE FINAL OPPORTUNITIES—ONLY TWO HOMESITES REMAIN! Discover Cottage Green, ideally situated just minutes from vibrant downtown Monroe and within easy reach of Charlotte—offering the perfect balance of small-town charm and big-city convenience. Located only ½ mile from Hwy 74, this established community provides seamless connectivity for commuting, shopping, dining, and entertainment throughout Union County and the greater Charlotte region. Enjoy a low-maintenance lifestyle in a peaceful, tree-lined setting featuring walking trails, street lighting, and a private clubhouse—an ideal retreat just a short drive from everything you need. The Lehigh floorplan offers over 3,000 sq ft of refined living space, designed for both comfort and connection. The open-concept main level boasts a designer kitchen with an expansive island, perfect for entertaining. A flexible main-level bedroom or guest suite adds versatility. Upstairs, the spacious owner’s retreat features an elegant ensuite bath and large walk-in closet, along with additional bedrooms and conveniently located laundry. To be built with opportunities to personalize finishes. Closing cost assistance available with preferred lender. Take advantage of this rare opportunity to own in a location that truly connects you to it all—schedule your private showing today before the final homesite is gone.

Highlights

New construction

Property details

MLS #
CAR4354749
Property type
Single Family Residence
Subdivision
Cottage Green
Status
Active
Days on market
98
On market date
March 22, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Benton Heights Elementary
3.63 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
500
Student:teacher ratio
10.6:1
District
Union County Public Schools
Middle
East Union Middle
6.71 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
672
Student:teacher ratio
14.9:1
District
Union County Public Schools
High
Central Academy of Technology and Arts
3.88 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
809
Student:teacher ratio
18.4:1
District
Union County Public Schools

Walkability

Blended score for Monroe's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
13 / 100
Restaurants & cafes1
Grocery stores0
Parks1
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monroe, from live MLS data.

On the market 98 days -- 5 more days than Monroe's current average of 93 days.
For reference, the median list price across 365 active listings in Monroe right now is $441,990.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,709/mo
$85,000 down
$340,000 loan
Principal & interest$2,205
Property tax (est.)$354
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 28, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.