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11 photos

$459,000

Statesville, NC 28677
Listed by Mark Gibson · Coldwell Banker Realty
Bedrooms
N/A
Bathrooms
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Living area
N/A
Year built
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About this home

Rare opportunity to build your dream waterfront home in Harbour Watch, a private gated community known for its oversized lots, privacy, and peaceful setting. This .64-acre lot offers approximately 150 feet of shoreline on a wide, deep-water cove just off the main channel of Lake Norman—no dredging needed. A dock with Trex decking is already installed, a major value-add with current construction costs for similar docks starting around $60,000 in today’s market. A block seawall is also already in place, with comparable seawall installations currently ranging from $60,000–$80,000+, providing long-term shoreline protection and peace of mind. The property is beautifully wooded with mature hardwoods and has been cleared of undergrowth, making it easy to walk, explore, and envision your future home site. A permanent 4-bedroom septic permit is already on file and will never require renewal. While Lake Norman is known for busy roads and waterways, this location offers a rare escape from traffic both on and off the water, delivering the quiet, relaxed lake lifestyle buyers are searching for. A truly exceptional homesite in one of Lake Norman’s most sought-after gated communities. (Photos were taken when Lake Norman was 4.4 feet below full pond. At normal levels water touches seawall)

Property details

MLS #
CAR4350698
Property type
Lot
Subdivision
Harbor Watch
Status
Active
Days on market
119
On market date
February 26, 2026
Stories
N/A
Garage spaces
N/A
Lot size
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Celeste Henkel Elementary
4.94 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
530
Student:teacher ratio
13.9:1
District
Iredell-Statesville Schools
Middle
Oakwood School IB School
9.12 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
449
Student:teacher ratio
15.5:1
District
Iredell-Statesville Schools
High
Career Academy and Technical School
5.24 mi away · Grades 6-12
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
149
Student:teacher ratio
9.3:1
District
Iredell-Statesville Schools

Mortgage calculator

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Est. monthly payment
$2,914/mo
$91,800 down
$367,200 loan
Principal & interest$2,382
Property tax (est.)$383
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 26, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.