Welcome Home Poolside! - Charlotte
Welcome Home! Lakeside View - Charlotte
View of Protected Shoreline of Latta Nature Preserve - Charlotte
Double-decker dock with expansive Mountain Island Lake views - Charlotte
Upper Dock Lake View - Charlotte
Foyer - Charlotte
Living Room - Charlotte
Living Room - Charlotte
Kitchen - Charlotte
Kitchen with Leathered Quartzite Counters - Charlotte
Kitchen Eating area with Belgian Teak Bar in front of bay window - Charlotte
Primary Bedroom - Charlotte
Primary Bedroom with Floor-to-Ceiling Vaulted Windows with Incredible Lake Views - Charlotte
Primary Bedroom - Charlotte
Primary Bathroom - Charlotte
Primary Bathroom with view toward Primary closet - Charlotte
Bedroom 3 which is being used as additional Wardrobe with removable detached shelving and may easily convert back. - Charlotte
Bedroom 2 - Charlotte
Bedroom 2 - Charlotte
Bedroom 4 Sitting Area - Charlotte
Bedroom 4 - Charlotte
Bedroom 4 - Charlotte
Half bath in Bedroom 4 - Charlotte
Stairs to Bedroom 4 - Charlotte
Full Bath with gorgeous granite downstairs with access to Pool - Charlotte
Full Bath on Main Level with access to Pool - Charlotte
Full Bath downstairs with access to Pool and beautiful granite - Charlotte
Poolside Entertainment Area - Charlotte
Upstairs Hall Full Bath - Charlotte
Poolside Kitchen and television facing Glamping Cabana - Charlotte
Poolside Glamping Cabana - Charlotte
Poolside Glamping Cabana - Charlotte
Poolside Bar and Kitchen with Television - Charlotte
Main Gated Entrance - Charlotte
Lakeside Patio - Charlotte
Lakeside Outdoor Kitchen Area with Large Stove Hood and Warming Ovens for Bread and Vegetables and a 23ft Long Counter for your Culinary Endeavors - Charlotte
Lakeside Back Patio and Bar looking over Outdoor Kitchen Area - Charlotte
Lakeside Patio and Fireplace - Charlotte
Double-decker Dock with Pier, Dual Motor Lift to support Luxury Boat and Rotomag Jet Ski Rotable Lift. - Charlotte
Boat Lift with dual motor lifts for Durability to Support Luxury Watercraft - Charlotte
Rotomag Jet Ski Personal Craft Rotatable Lift - Charlotte
Upper Deck of Dock Featuring Gutter Deck Waterproof Decking, Engineered to stay Cooler with Superior Water-wicking Properties - Charlotte
Lakeside Yard - Charlotte
Another Deck with Gazebo with incredible Lake Views - Charlotte
Additional Deck for Enjoying Lake in the Swing Chair - Charlotte
Approximate Lot Dimensions Overlay - Charlotte
Boulder Stacked Water Fountain - Charlotte
Sunset Appreciation - Charlotte
48 photos

$1,899,000

Charlotte, NC 28216
Listed by Gina Collias · Lake Homes Realty LLC
Bedrooms
4
Bathrooms
3.5
Living area
3,239 sqft
Year built
1991

About this home

There are homes you purchase, and then there are homes you experience. From the moment you turn onto Mountain Point Lane, the canopy of trees opens to reveal sparkling water, setting the stage for a property unlike any other on Mountain Island Lake. Rather than asking you to imagine the lifestyle, this home simply lets you enjoy it. Thoughtfully designed for everyday comfort and unforgettable entertaining, every detail has been carefully curated to embrace waterfront living. One of this estate's most remarkable features is its extraordinary view that seems to span almost 220 degrees. Panoramic vistas stretch across open water toward more than 1,500 acres of the Latta Nature Preserve—permanently protected land that preserves the natural beauty of the shoreline for generations to come. It's a rare opportunity to enjoy an ever-changing landscape of water, wildlife, and mature hardwoods with the confidence that the scenery will remain beautifully untouched. Step outside and discover a private retreat designed for both relaxation and entertaining. The heated saltwater gunite pool and hot tub feature expansive walk-in entry steps, creating an inviting place to unwind. Gas fire features frame the swim-up bar with submerged seating, while the spacious pool bath, complete with dual showers and elegant granite finishes, allows guests to comfortably enjoy the outdoor spaces all day. Entertaining is effortless with two fully equipped outdoor kitchens. The lakeside kitchen features a gas griddle, commercial hood, warming drawers, and a generous prep area ideal for hosting family gatherings or larger celebrations. A second poolside kitchen keeps refreshments and casual meals close at hand. Complementing these spaces are a charming guest cabana with its own kitchenette, a gazebo with tranquil water features, a wood-burning fire pit, an outdoor shower, and beautifully maintained herb and flower gardens that complete the outdoor experience. The newly constructed double-decker dock extends the living space onto the lake itself. Built with Trex-style composite materials and featuring a waterproof Gutter Deck upper level that stays comfortable underfoot, it offers the perfect setting for morning coffee, sunset gatherings, or simply taking in the view. A 10,000-pound boat lift, Rotomag jet ski lift, extra-wide stairs for kayaks and paddleboards, and a paved golf cart path provide convenient access to the water, while a lakeside porch swing creates one more peaceful place to enjoy the surroundings. Inside, the home balances timeless style with everyday functionality. The chef's kitchen opens to a warm and inviting great room featuring artisan-bleached stonework and a whitewashed shiplap ceiling. The flowing floor plan connects four bedrooms, three-and-a-half baths, and 3,239 square feet of thoughtfully designed living space, creating an atmosphere that is both refined and welcoming. Set on 1.61 private acres with a desirable rectangular lot and a three-car garage, 5401 Mountain Point Lane offers a combination of location, amenities, and protected waterfront views that is increasingly difficult to find. The extensive outdoor features—including the pool, dock, boat and jet ski lifts, dual outdoor kitchens, cabana, gazebo, and professionally designed entertaining spaces—create a property that offers exceptional value and a lifestyle unlike most available on Mountain Island Lake. This is a home best appreciated in person. Schedule your tour today and experience everything this remarkable waterfront estate has to offer.

Highlights

Private poolFireplace

Property details

MLS #
CAR4341424
Property type
Single Family Residence
Subdivision
Mountain Point
Status
Active
Days on market
143
On market date
February 12, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Mountain Island Lake Academy
2.56 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
732
Student:teacher ratio
16.3:1
District
Charlotte-Mecklenburg Schools
Middle
Francis Bradley Middle
3.56 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,075
Student:teacher ratio
17.6:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
12.48 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

41
Somewhat walkable
out of 100
EPA National Walkability Index
7.3 / 20 -- Below average walkable
Google Places amenity density
48 / 100
Restaurants & cafes13
Grocery stores2
Parks0
Schools0
Transit stops1
Pharmacies1

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 143 days -- 71 more days than Charlotte's current average of 72 days.
For reference, the median list price across 3,637 active listings in Charlotte right now is $399,500.

Mortgage calculator

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Est. monthly payment
$11,586/mo
$379,800 down
$1,519,200 loan
Principal & interest$9,854
Property tax (est.)$1,583
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.