photo 2
 photo 3
 photo 4
 photo 5
 photo 6
 photo 7
 photo 8
 photo 9
 photo 10
 photo 11
 photo 12
 photo 13
 photo 14
 photo 15
 photo 16
 photo 17
 photo 18
 photo 19
 photo 20
 photo 21
 photo 22
 photo 23
 photo 24
 photo 25
 photo 26
 photo 27
 photo 28
 photo 29
 photo 30
 photo 31
 photo 32
 photo 33
 photo 34
 photo 35
 photo 36
36 photos

$89,000

Nebo, NC 28761
Listed by Whitney Willey · RE/MAX Living
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Discover the perfect place to build your dream home in the desirable Bear Cliff at Lake James community! This 1.01-acre lot offers ample space and privacy within a well-maintained, gated development known for its security and peaceful mountain setting. This property features a permitted 3-bedroom septic system, adding value and convenience for your future build. Enjoy paved roads, beautiful surroundings, and convenient access to Lake James, outdoor recreation, hiking, and boating. Bear Cliff is also home to Bear Creek Marina and Restaurant, making it an ideal location for both full-time living and a relaxing getaway.

Property details

MLS #
CAR4310748
Property type
Lot
Subdivision
Bear Cliff
Status
Active
Days on market
103
On market date
October 14, 2025
Stories
N/A
Garage spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
North Cove Elementary School
5.05 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
220
Student:teacher ratio
13.8:1
District
McDowell County Schools
Middle
West McDowell Middle School
6.21 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
648
Student:teacher ratio
15.8:1
District
McDowell County Schools
High
McDowell Early College
6.93 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
254
Student:teacher ratio
23.1:1
District
McDowell County Schools

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$686/mo
$17,800 down
$71,200 loan
Principal & interest$462
Property tax (est.)$74
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated March 21, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.