Single Family Residence at Lake Lure
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$599,444

Lake Lure, NC 28746
Listed by Thomas McKay · Pinnacle Sothebys International Realty
Bedrooms
3
Bathrooms
3
Living area
2,648 sqft
Year built
1999

About this home

Nestled in the desirable Shumont Estates of Rumbling Bald on Lake Lure, this beautifully updated home combines mountain charm with modern comfort. With its vaulted wood ceilings, open-concept design, and expansive decks, it offers both a welcoming retreat and an entertainer’s dream. The main level features a spacious primary bedroom en suite, generous living and dining areas, and seamless access to outdoor living spaces where you can enjoy seasonal mountain views. Thoughtful updates ensure peace of mind: luxury vinyl flooring and carpet, and a septic system upgraded in 2022 to a three-bedroom system. The finished lower level adds versatile living space, including a bedroom, full bath, family room, walk-in closet, and wet bar—perfect for guests, a media area, or private quarters. Multiple decks and gathering areas provide an ideal setting for quiet mornings, lively barbecues, or evenings under the stars. As part of Rumbling Bald, homeowners enjoy resort-style amenities including private lake access, marina, indoor and outdoor pools, a wellness center, spa, tennis and pickleball courts, restaurants, and two championship golf courses. The community is a highly desired vacation destination, making this property an excellent option for a permanent residence, second home, or potential rental investment. Beyond the gates, explore the best of Western North Carolina. Just a short drive away are Chimney Rock Village, Asheville, and the Tryon International Equestrian Center, along with endless opportunities for hiking, boating, dining, and cultural experiences. Blending updates, location, and lifestyle, this home in Shumont Estates offers timeless appeal and a true connection to the beauty of Lake Lure. One-time initiation fee of $11,000. due at closing

Highlights

Fireplace

Property details

MLS #
CAR4302766
Property type
Single Family Residence
Subdivision
Shumont Estates
Status
Active
Days on market
272
On market date
September 25, 2025
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Pinnacle Elementary School
9.96 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
14.59 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
12.53 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Lake Lure's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Lure, from live MLS data.

On the market 272 days -- 67 more days than Lake Lure's current average of 205 days.
For reference, the median list price across 353 active listings in Lake Lure right now is $90,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,760/mo
$119,889 down
$479,555 loan
Principal & interest$3,110
Property tax (est.)$500
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 7, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.