INNOVATE Real Estate
Aerial view with lot lines - Belmont
Aerial view of street - Belmont
Gated entry - Belmont
Community clubhouse & pool - Belmont
Clubhouse - Belmont
Community pool - Belmont
Lot at Belmont, photo 7 of 15
Tennis courts - Belmont
playground - Belmont
Community boat slips - Belmont
Lot at Belmont, photo 11 of 15
Community waterfront area - Belmont
Community pavillion - Belmont
Community beach area - Belmont
Walking trail - Belmont
15 photos

$79,000

Belmont, NC 28012
Listed by Lisa Wilfong · COMPASS
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Beautiful, wooded, 0.77 acre lot on a cul-de-sac in the gated, waterfront community of Reflection Pointe on Lake Wylie in Belmont. Tons of amenities including a community clubhouse with in-ground outdoor swimming pool, a recreation area with a playground, two lighted tennis courts, pickle ball courts, a putting green, communal beach area on the lake, waterfront pavilion, ponds with fountains, and several miles of paved walking trails. The neighborhood has a community RV and boat storage area, beach with gazebo and does offer deeded boat slips for purchase through the association. 10 minutes from Downtown Belmont with lots of restaurants & shopping, and approximately 30 minutes from Uptown Charlotte. All building plans must be approved through the architectural review committee. Minimum build is 2,000 sq ft for 1 story homes and 2,400 sq ft for 2-story homes. This lot is ideally suited for a basement. Come build your custom dream home!

Property details

MLS #
CAR4300835
Property type
Lot
Subdivision
Reflection Pointe
Status
Active
Days on market
265
On market date
September 10, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
5.67 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.03 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.12 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 265 days -- 184 more days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$626/mo
$15,800 down
$63,200 loan
Principal & interest$410
Property tax (est.)$66
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 3, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.