Single Family Residence at Shelby
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$998,500

Shelby, NC 28150
Listed by Travis Repman · Coldwell Banker Mountain View
Bedrooms
4
Bathrooms
5
Living area
6,255 sqft
Year built
1990

About this home

Wake up to water views at this stunning Moss Lake front retreat, thoughtfully designed for both relaxation and entertaining. The main-level primary suite is a true escape, featuring dual bathrooms, with a jetted tub, shower and generous closet space. The beautifully appointed kitchen showcases custom Walker cabinetry, granite countertops, and high-end appliances, flowing seamlessly into inviting living and dining spaces anchored by a cozy fireplace. Upstairs offers two spacious guest bedrooms connected by a Jack & Jill bath, along with additional living areas and convenient half bath near laundry room. Step outside to enjoy multiple decks overlooking the lake, a private dock, boat ramp, and year-round water access. The fully tiled lower level is ideal for guests or income potential, complete with a second kitchen, bedroom, bonus rooms, renovated full bath, and an open living area with fireplace leading to a covered patio. With a detached carport, whole-home generator (2023), no HOA, and easy access to major highways and Charlotte Douglas Airport, this property blends peaceful lake living with everyday convenience.

Highlights

Fireplace

Property details

MLS #
CAR4294719
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
310
On market date
August 21, 2025
Stories
N/A
Total bathrooms
5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Marion Elementary
3.75 mi away · Grades -1-4
Zoned school (attendance boundary, 2015-16 data)
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
220
Student:teacher ratio
11.6:1
District
Cleveland County Schools
Middle
Shelby Intermediate
2.09 mi away · Grades 5-6
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
412
Student:teacher ratio
13.7:1
District
Cleveland County Schools
High
Cleveland ECHS
2 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
215
Student:teacher ratio
21.5:1
District
Cleveland County Schools

Walkability

Blended score for Shelby's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Shelby, from live MLS data.

On the market 310 days -- 211 more days than Shelby's current average of 99 days.
For reference, the median list price across 284 active listings in Shelby right now is $289,250.

Mortgage calculator

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Est. monthly payment
$6,163/mo
$199,700 down
$798,800 loan
Principal & interest$5,181
Property tax (est.)$832
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.