Single Family Residence at 98 Choga Ridge, Whittier
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28 photos

$499,900

98 Choga Ridge
Whittier, NC 28789
Listed by Benjamin Womack · RE/MAX Executive
Bedrooms
3
Bathrooms
2.5
Living area
2,404 sqft
Year built
2000

About this home

Discover this inviting 3-bedroom, 2.5-bathroom home nestled on a private 1.46-acre lot in the desirable Indian Hills Est neighborhood. The residence offers approximately 2,453 square feet of comfortable living space, featuring a gable roof with asphalt shingles, durable frame construction with wood shingle accents, and a cozy wood-burning fireplace. Situated on a paved, private road with scenic views, this home provides a peaceful setting with well and septic utilities. Built with quality materials and in an outstanding location, making it an excellent choice for those seeking privacy, natural beauty, and a welcoming place to call home. The home is approximately one mile from the casino and other amenities in Cherokee. With the proximity to Cherokee and the casino this property would be perfect for a short term rental.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4270600
Property type
Single Family Residence
Subdivision
Indian Hills Estates
Status
Active
Days on market
336
On market date
June 19, 2025
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Smokey Mountain Elementary
2.16 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
354
Student:teacher ratio
13.6:1
District
Jackson County Public Schools
Middle
Swain County Middle School
8.46 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
472
Student:teacher ratio
16.3:1
District
Swain County Schools
High
Jackson Co Early College
9.2 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
100
Student:teacher ratio
25.0:1
District
Jackson County Public Schools

Walkability

Blended score for Whittier's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

41
Somewhat walkable
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
40 / 100
Restaurants & cafes20
Grocery stores1
Parks0
Schools1
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,160/mo
$99,980 down
$399,920 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 23, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.