613 5th St - None, Spencer
Right side of front porch - None, Spencer
Rear of home - area with scaffold needs repair - None, Spencer
Single Family Residence at None, Spencer, photo 4 of 11
Single Family Residence at None, Spencer, photo 5 of 11
Single Family Residence at None, Spencer, photo 6 of 11
Single Family Residence at None, Spencer, photo 7 of 11
Looking toward street behind - it's a LONG way back - None, Spencer
Single Family Residence at None, Spencer, photo 9 of 11
Stone foundation for rear porch - needs new framing above. - None, Spencer
Front Japanese maple at curb - None, Spencer
11 photos

$195,000

None
Spencer, NC 29159
Listed by Bill Martin · RLSTATE dot com
Bedrooms
3
Bathrooms
1.5
Living area
2,049 sqft
Year built
1911

About this home

OWNER FINANCING with due diligence fee required. Home may be converted to duplex (two front doors). Large lot. Just a short walk from NC Transportation Museum, public library, park, and baseball field. Parcel consists of two full parcels and parts of three others - no survey. Close to multiple major employers (Chewy, RV Center, Owens Corning, Food Lion) and county is growing rapidly. GE Monogram double oven remains, drawer microwave remains, framing lumber and plywood remains. French drain remains (uninstalled), claw-footed tub remains. Upright piano remains. Most furniture remains. All personal property and additional equipment subject to being on property at closing. Tools and generator do not convey and will be removed by seller before closing date. Four fireplaces - no representation. Bedrooms # could change with remodel. Plan was to get and re-configure. Solid attic could be converted to living area. Agent is owner.

Highlights

Fireplace

Property details

MLS #
CAR4240935
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
332
On market date
March 30, 2025
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Rowan Elementary
0.95 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
400
Student:teacher ratio
12.9:1
District
Rowan-Salisbury Schools
Middle
North Rowan Middle
0.9 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
476
Student:teacher ratio
15.4:1
District
Rowan-Salisbury Schools
High
North Rowan High
0.63 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
559
Student:teacher ratio
14.7:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Spencer's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
85 / 100
Restaurants & cafes8
Grocery stores5
Parks7
Schools5
Transit stops4
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,324/mo
$39,000 down
$156,000 loan
Principal & interest$1,012
Property tax (est.)$163
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated February 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.