INNOVATE Real Estate
Single Family Residence at Lake Toxaway
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$3,650,000

Lake Toxaway, NC 28747
Listed by Amanda Jennings Gravley · Fisher Realty,Sapphire/Toxaway
Bedrooms
3
Bathrooms
5
Living area
3,711 sqft
Year built
1970

About this home

Discover a one-of-a-kind retreat in Lake Toxaway Estates, where rustic charm meets refined luxury. Set on over 3 private, landscaped acres with direct lake access, this estate blends timeless design with modern comfort. The main home features an open, light-filled floor plan anchored by a double-sided stone fireplace, an upscale kitchen, and a dining area with views of the manicured lawn and lake. The private primary suite includes a fireplace, sitting area, and porch. Each guest suite has an en-suite bath. The finished lower level offers a second kitchenette, bonus room, full bath, and laundry. Outside, a beautifully preserved antique cabin includes a kitchen, full bath, and wood-burning fireplace—ideal for guests or a private escape. Enjoy boulder-accented landscaping, lake and mountain views, and lake access for unmatched privacy—just minutes from the marina and Lake Toxaway Country Club. A rare opportunity for rustic elegance in a premier mountain setting.

Highlights

Fireplace

Property details

MLS #
CAR4209458
Property type
Single Family Residence
Subdivision
Lake Toxaway Estates
Status
Active
Days on market
354
On market date
December 30, 2024
Stories
N/A
Total bathrooms
5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

Get directions →
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
T C Henderson
3.68 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
114
Student:teacher ratio
10.4:1
District
Transylvania County Schools
Middle
Rosman Middle
7.56 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
209
Student:teacher ratio
10.5:1
District
Transylvania County Schools
High
Rosman High
7.55 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
275
Student:teacher ratio
9.8:1
District
Transylvania County Schools

Walkability

Blended score for Lake Toxaway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

25
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes2
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$22,131/mo
$730,000 down
$2,920,000 loan
Principal & interest$18,939
Property tax (est.)$3,042
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated December 19, 2025.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.