Townhouse at 105 A Bay Drive, Surf City, NC 28445
Townhouse at 105 A Bay Drive, Surf City, NC 28445, photo 2 of 4
Townhouse at 105 A Bay Drive, Surf City, NC 28445, photo 3 of 4
Townhouse at 105 A Bay Drive, Surf City, NC 28445, photo 4 of 4
4 photos

$725,000

105 A Bay Drive, Surf City, NC 28445
Surf City, NC 28445
Listed by Frank Sherron · Landmark Sotheby's International Realty
Bedrooms
3
Bathrooms
3
Living area
1,838 sqft
Year built
2003

About this home

Welcome to 105A Bay Dr in Surf City, a fully furnished 3-bedroom, 3-bath coastal retreat offering deeded beach access, beautiful sound views from the screened porch with the reverse floorplan, and a prime location close to Surf City restaurants, shopping, and local attractions. Set waterfront off the road for added privacy and serenity, this well-maintained home has never been rented yet offers excellent rental potential for those seeking an investment property or second home. A shared dock adds to the coastal lifestyle and provides the perfect place to launch paddleboards or kayaks and enjoy time on the water. The new fortified roof provides peace of mind, and a secure storage area adds convenience for beach gear and coastal essentials. Whether you are looking for a primary residence, vacation getaway, or income-producing property, this home delivers comfort, versatility, and classic island charm. Come take a look and you may never leave!

Highlights

WaterfrontFireplace

Property details

MLS
Hive MLS
MLS #
100575850
Property type
Townhouse
Subdivision
Waters Bay
Status
Active
Days on market
149
On market date
May 21, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
4
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Topsail Elementary
6.51 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
8.75 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
23.54 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

40
Somewhat walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable

Mortgage calculator

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Est. monthly payment
$4,516/mo
$145,000 down
$580,000 loan
Principal & interest$3,762
Property tax (est.)$604
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 19 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.