INNOVATE Real Estate
Multi Family at 17 Victory Street, Cumberland
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$549,900

17 Victory Street
Cumberland, RI 02864
Listed by Phillip Gendreau
Bedrooms
5
Bathrooms
3
Living area
N/A
Year built
1850

About this home

Live in one side and rent the other! This versatile Cumberland two-family offers an excellent opportunity for an owner-occupant to offset their mortgage with rental income while building equity in a highly desirable community. The property features 5 bedrooms, 3 full bathrooms, spacious living areas, beautiful hardwood floors, granite countertops, expansive basement storage, and a stunning three-season room. Multiple driveways provide ample parking, and the flexible layout works well for both owner-occupancy and rental use. Located on a quiet dead-end street, you'll enjoy peaceful residential living while being just minutes from local restaurants, breweries, shopping, and scenic bike paths. Cumberland continues to be one of Rhode Island's most desirable communities. Whether you're a first-time buyer looking to live in one unit and have rental income help offset your monthly payment, an investor looking to add a well-located two-family to your portfolio, or someone seeking multi-generational living, this property offers tremendous flexibility and opportunity. A rare chance to own a Cumberland multi-family and let your tenant help pay the mortgage! Selling agent is the owner.

Property details

MLS #
1425411
Property type
Multi Family
Subdivision
N/A
Status
Active
Days on market
3
On market date
October 7, 2026
Stories
2
Total bathrooms
3
Garage spaces
N/A
Parking spaces
4
Lot size
0.1589 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Garvin Memorial
1.07 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
387
Student:teacher ratio
13.8:1
District
Cumberland
Middle
Joseph L. McCourt MS
1.61 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
425
Student:teacher ratio
9.9:1
District
Cumberland
High
Lincoln Senior High School
1.62 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
953
Student:teacher ratio
13.6:1
District
Lincoln

Walkability

Blended score for Cumberland's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

71
Walkable
out of 100
EPA National Walkability Index
15.0 / 20 -- Above average walkable
Google Places amenity density
65 / 100
Restaurants & cafes6
Grocery stores0
Parks7
Schools4
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in Cumberland, from live MLS data.

On the market 3 days -- 54 fewer days than Cumberland's current average of 57 days.
For reference, the median list price across 230 active listings in Cumberland right now is $554,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,462/mo
$109,980 down
$439,920 loan
Principal & interest$2,853
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.