Single Family Residence at 304 Cleat Drive, Surf City, NC 28445, Surf City
Single Family Residence at 304 Cleat Drive, Surf City, NC 28445, Surf City, photo 2 of 2
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$439,500

304 Cleat Drive, Surf City, NC 28445
Surf City, NC 28445
Listed by Ashley P Polk · BlueCoast Realty Corporation
Bedrooms
4
Bathrooms
2
Living area
1,776 sqft
Year built
2024

About this home

A STANDOUT OPPORTUNITY IN WATERSIDE. 304 Cleat Drive combines the community's most sought-after Cali floor plan, a tucked-away location just steps from the neighborhood pool, thoughtful upgrades, and a value that is difficult to match. Beautifully maintained, this 4-bedroom, 2-bath home offers the ease of one-level living with an open-concept design that feels spacious, functional, and inviting. The kitchen anchors the main living area with a large center island, abundant cabinetry, and a walk-in pantry upgraded with custom shelving. It flows seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. The private primary suite is thoughtfully separated from the secondary bedrooms and features a walk-in closet and ensuite bath. Three additional bedrooms provide flexibility for family, guests, a home office, playroom, or fitness space. Thoughtful upgrades throughout add both function and value, including custom pantry shelving and a whole-home water filtration system. Outside, the fully fenced backyard and covered patio create an ideal space for pets, play, entertaining, or unwinding after a day at the beach. The location within Waterside is another standout. Tucked away on a quieter, private street, you can walk to the resort-style pool in moments while avoiding the neighborhood's main traffic. Residents also enjoy a fitness center, multi-sport court, playground, sidewalks, golf cart-friendly streets, and community gathering spaces. Less than 2 miles from Surf City Beach, you can bike or golf cart to the beach, coffee shops, restaurants, breweries, boutiques, parks, and more. If you've been comparing homes in Waterside, look closely at 304 Cleat Drive. Floor plan. Location. Upgrades. Fenced backyard. Proximity to the pool. And most importantly--VALUE. This home has been intentionally positioned to give its next owner an opportunity to close with equity already on their side. Come see why 304 Cleat Drive may be the smartest buy in Waterside.

Property details

MLS #
100587805
Property type
Single Family Residence
Subdivision
Waterside
Status
Active
Days on market
90
On market date
July 30, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
2
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
North Topsail Elementary
5.66 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
7.71 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
21.91 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

33
Car-dependent
out of 100
EPA National Walkability Index
6.5 / 20 -- Below average walkable

Mortgage calculator

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Est. monthly payment
$2,797/mo
$87,900 down
$351,600 loan
Principal & interest$2,280
Property tax (est.)$366
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.