Single Family Residence at 238 Bluff Lane, Salisbury NC 28146, Salisbury
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21 photos

$120,000

238 Bluff Lane, Salisbury NC 28146
Salisbury, NC 28146
Listed by Mary Plybon
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Discover an exceptional waterfront opportunity in The Bluffs, a private gated community on High Rock Lake. This wooded parcel offers more than 200 feet of shoreline along a main channel, providing scenic elevated views, privacy, and excellent access to fishing and water recreation. The property features mature hardwoods and a steep, sloping terrain extending to the water, likely requiring a basement foundation. Community covenants require a minimum 2,500-square-foot residence. The lot did not perk for a conventional septic system and will require evaluation for an engineered septic design. Conveniently located near I-85, the property provides easy access to Charlotte and Greensboro while offering a peaceful setting near the Uwharrie Mountain foothills.

Property details

MLS #
1234554
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
27
On market date
September 8, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Dole Elementary
5.5 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
390
Student:teacher ratio
13.4:1
District
Rowan-Salisbury Schools
Middle
North Rowan Middle
6.07 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
476
Student:teacher ratio
15.4:1
District
Rowan-Salisbury Schools
High
North Rowan High
6.01 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
559
Student:teacher ratio
14.7:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Salisbury's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Salisbury, from live MLS data.

On the market 27 days -- 77 fewer days than Salisbury's current average of 104 days.
For reference, the median list price across 436 active listings in Salisbury right now is $325,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$873/mo
$24,000 down
$96,000 loan
Principal & interest$623
Property tax (est.)$100
Home insurance (est.)$150

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Data source: Listing information provided by Triad MLS via Trestle/CoreLogic. Last updated September 8, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.