Single Family Residence at 957 Broadway Street, Surf City, NC 28445, Surf City
1 photo

$1,200,000

957 Broadway Street, Surf City, NC 28445
Surf City, NC 28445
Listed by Allison Justice · RE/MAX Executive
Bedrooms
2
Bathrooms
1.5
Living area
1,291 sqft
Year built
1996

About this home

Cross your own private bridge and discover a waterfront retreat unlike anything else on the island. Surrounded by an impressive stretch of shoreline and positioned along a tranquil inlet, this one-of-a-kind property offers breathtaking, unobstructed views stretching toward the Intracoastal Waterway and iconic Surf City Bridge. Enjoy an extraordinary sense of privacy while remaining just minutes from the beach, local dining, shopping, and everything Surf City has to offer. Designed around the beauty of its waterfront setting, the elevated residence welcomes you to the main living level, where expansive windows and a spacious wraparound porch frame panoramic views and fill the home with natural light. The home's tall windows were replaced in 2008, further enhancing the surrounding coastal scenery. Thoughtfully custom designed and built with exceptional attention to detail, this one-owner home has never been rented and reflects years of meticulous care. Exterior features include durable fiber cement siding, EPDM reported to have been installed behind the siding for added moisture protection, and a custom roof-water management system that channels captured rainwater beneath the elevated home. The roof was replaced in 2021. The home was originally designed with the potential to accommodate an additional level, although the original owner never needed or elected to add it. Seller reports that the reinforced construction includes four 3/8-inch rebar rods drilled through each piling, with two positioned inside and two outside. Any future expansion is subject to buyer verification, engineering review, permitting, and applicable regulations. An upland and wetland determination has been completed, with the residence situated on the designated upland portion of the property. The property also includes deeded water-bottom rights. The owners currently maintain flood insurance, and an existing elevation certificate is available. Buyers should independently verify the property's water rights, flood-insurance coverage, costs, elevation information, and transferability. The private bridge, constructed in 1989, creates an unforgettable arrival and makes the property feel like a destination of its own. Complementing the residence is a detached open-air structure offering exceptional flexibility. Envision a waterfront tiki bar, covered entertaining pavilion, workshop, hobby space, or additional storage tailored to your needs. Whether hosting friends, enjoying a quiet morning overlooking the water, or watching the coastal landscape change with the tides, this property offers a lifestyle as remarkable as its setting. With unmatched privacy, unforgettable views, thoughtful construction, abundant shoreline, and exciting future potential, this is a rare opportunity to own one of Surf City's most distinctive waterfront properties.

Highlights

Waterfront

Property details

MLS #
100590806
Property type
Single Family Residence
Subdivision
Not In Subdivision
Status
Active
Days on market
78
On market date
August 12, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
4.8 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
North Topsail Elementary
7.22 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
9.42 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
23.81 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

40
Somewhat walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable

Mortgage calculator

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Est. monthly payment
$7,377/mo
$240,000 down
$960,000 loan
Principal & interest$6,227
Property tax (est.)$1,000
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated September 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.