Fairfield County at 197 Smooth Rock Point, Ridgeway
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$2,490,000

197 Smooth Rock Point
Ridgeway, SC 29130-7101
Bedrooms
4
Bathrooms
5
Living area
6,754 sqft
Year built
2007

About this home

Experience lake living at its finest in this beautiful 4-bedroom waterfront retreat, offering breathtaking views, exceptional space, and the perfect blend of rustic charm and relaxed elegance.Designed for entertaining and comfortable lake living, the home features spacious gathering areas while still providing plenty of privacy. Each bedroom has access to its own full bathroom, and two feature loft with additional beds perfect for family and overnight guests.Step outside to an expansive yard with gorgeous lake views and a private beach area where you can wade in the water, soak up the sun, and enjoy the shoreline. A private dock with lifts for a boat and separate watercraft makes getting out on the lake effortless.There's also abundant parking and space for boats, trucks, RVs, campers, and guests, plus an oversized built-in walk-in safe for secure and versatile storage.Whether you're looking for a full-time residence, weekend getaway, or family retreat, this home offers the space, privacy, and waterfront lifestyle you've been dreaming of.Come for the view. Stay for the lifestyle. This is lake living at its finest. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Property details

MLS
Consolidated MLS
MLS #
645321
Property type
Fairfield County
Subdivision
NONE
Status
Active
Days on market
75
On market date
August 6, 2026
Stories
N/A
Total bathrooms
5
Garage spaces
6
Parking spaces
N/A
Lot size
3.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Geiger Elementary
11.85 mi away · Grades -1-6
Zoned school (attendance boundary, 2015-16 data)
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
247
Student:teacher ratio
11.2:1
District
Fairfield 01
Middle
Fairfield Middle
17.98 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
319
Student:teacher ratio
8.4:1
District
Fairfield 01
High
Fairfield Central High
17.91 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Good (2025)
Enrollment
715
Student:teacher ratio
11.2:1
District
Fairfield 01

Walkability

Blended score for Ridgeway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$15,145/mo
$498,000 down
$1,992,000 loan
Principal & interest$12,920
Property tax (est.)$2,075
Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.