Rural NW Rich Co & NE Lex Co - Chapin at 181 Palm Street, Chapin

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51 photos

$420,000

181 Palm Street

Chapin, SC 29036

Bedrooms

Bathrooms

3.5

Living area

3,300 sqft

Year built

2011

About this home

LAKE MURRAY LIFESTYLE, INCREDIBLE SPACE & A FLOOR PLAN YOU’LL LOVE! Located directly across the street from Lake Murray, this impressive brick-front home features approximately 3,300 square feet, 4 bedrooms, 3.5 baths and an exceptionally versatile floor plan designed for both everyday living and entertaining. The heart of the home is the open kitchen featuring a massive island with bar seating and an easy flow into the spacious Great Room with fireplace and adjoining sunroom. A formal dining room opens to a separate living/sitting room just off the kitchen, while an additional flex room off the Great Room is perfect for a home office, playroom, hobby room or whatever best fits your lifestyle. Upstairs, you’ll find all four bedrooms along with a separate den nestled between the bedrooms, creating another comfortable gathering space, media room or study area. The massive owner’s suite is a true retreat with two walk-in closets and a spacious private bath. One additional bedroom is its own private suite with an ensuite bath, while the remaining two bedrooms share another full bath—an ideal arrangement for family and guests. A major benefit is the home's solar panel system, designed to reduce electric bills and provide substantial savings. The system will be paid off at closing, adding value while allowing the new owner to enjoy years of energy savings. The neighborhood is packed with amenities, including a community pool, clubhouse, playground, basketball courts, fishing pond, walking paths, abundant green space and a walking path to Lake Murray. Optional boat storage adds even more convenience for enjoying life near the lake. And the location is hard to beat! Epting Marina is just around the corner for convenient boat launching and fueling, while nearby Melvin Park features pickleball and tennis courts, soccer fields and a children’s splash pad. Crooked Creek Park and Recreation Center is only minutes away, along with downtown Chapin’s shopping, dining and local amenities. With Lake Murray practically at your doorstep and recreation in every direction, this home combines an incredible floor plan, exceptional space and the Chapin lifestyle buyers are looking for!

Property details

MLS #: 642432
Property type: Rural NW Rich Co & NE Lex Co - Chapin
Subdivision: STONEY POINTE AT BEAR CREEK
Status: Active
Days on market: 1
On market date: September 4, 2026
Stories: 2
Total bathrooms: 3.5
Garage spaces: 2
Parking spaces: N/A
Lot size: 0.17 acres

Location

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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary

Chapin Elementary

0.58 mi away · Grades -1-4

Zoned school (attendance boundary, 2015-16 data)

3.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 730
Student:teacher ratio: 15.2:1
District: Lexington 05

Middle

Chapin Intermediate

0.67 mi away · Grades 5-6

Zoned school (attendance boundary, 2015-16 data)

3.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 900
Student:teacher ratio: 17.0:1
District: Lexington 05

High

Chapin High

2.58 mi away · Grades 9-12

Zoned school (attendance boundary, 2015-16 data)

3.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 1,592
Student:teacher ratio: 17.1:1
District: Lexington 05

Walkability

Blended score for Chapin's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

Car-dependent

out of 100

EPA National Walkability Index

4.7 / 20 -- Least walkable

Nearby-amenity density

20 / 100

Restaurants & cafes0

Grocery stores0

Parks2

Schools2

Transit stops0

Pharmacies0

Market position

How this listing compares to current activity in Chapin, from live MLS data.

On the market 1 days -- 69 fewer days than Chapin's current average of 70 days.

For reference, the median list price across 207 active listings in Chapin right now is $450,000.

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Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

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% / yr

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/mo

Est. monthly payment

$2,679/mo

$84,000 down

$336,000 loan

Principal & interest$2,179

Property tax (est.)$350

Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.