Single Family Residence at 321 N New River Drive, Surf City, NC 28445
Single Family Residence at 321 N New River Drive, Surf City, NC 28445, photo 2 of 4
Single Family Residence at 321 N New River Drive, Surf City, NC 28445, photo 3 of 4
Single Family Residence at 321 N New River Drive, Surf City, NC 28445, photo 4 of 4
4 photos

$1,299,000

321 N New River Drive, Surf City, NC 28445
Surf City, NC 28445
Listed by Andrea W Hartley · Wit Realty LLC
Bedrooms
6
Bathrooms
4.5
Living area
2,262 sqft
Year built
2025

About this home

Exceptional value! **Now priced $100,000 below its 2025 appraised value.** Optional Outdoor Living Package Available Enhance this home with an 8' × 10' plunge pool, travertine patio/hardscape, and outdoor TV mounting location for an additional $71,000 with an acceptable offer. To secure this option, the buyer and builder will execute a separate pool construction contract and pool deposit at closing. The pool, hardscape, and TV mount will be installed by the builder after closing. Images are artist renderings for illustrative purposes only and are not to scale. Final design, dimensions, materials, finishes, and features may vary. Contact listing agent for complete details. Panoramic water views, unbeatable walkability, and one of the best locations in Surf City! Situated on property with desirable **Mixed Use zoning**, this home offers long-term investment potential in the heart of Surf City's thriving downtown district. Mixed Use zoning encourages the continued growth and vitality of the area while helping support long-term property value in one of the island's most sought-after locations. Experience the best of island living in this stunning 6-bedroom, 4.5-bath home offering 2,262 square feet of beautifully designed coastal living just steps from the beach, Surf City Pier, downtown shops, restaurants, parks, and the public boat ramp. Perfectly positioned to capture breathtaking views from the Atlantic Ocean to the Intracoastal Waterway, the home also overlooks downtown Surf City and the iconic high-rise bridge, providing spectacular scenery from sunrise to sunset. Completed in early 2025 and meticulously maintained by the original builder, this home showcases exceptional craftsmanship along with premium coastal construction features designed for long-term durability. Built with a ZIP System® weather-resistant sheathing, a HydroStop® rooftop deck system, corrosion-resistant stainless steel fasteners, and an upgraded stainless Viewrail® cable railing system, this home was thoughtfully constructed to withstand the coastal environment while minimizing future maintenance. The light-filled floor plan features expansive windows and water views from every room, including all six bedrooms. Watch boats cruise the Intracoastal Waterway, enjoy abundant coastal wildlife, and take in the ever-changing scenery from nearly every space. The open-concept living area centers around a beautifully appointed kitchen featuring stainless steel appliances, a custom tile backsplash, built-in coffee bar with beverage refrigerator, and a spacious walk-in pantry, making it ideal for entertaining or everyday living. Outdoor living is equally impressive with multiple covered decks and an expansive rooftop deck offering panoramic views of the ocean, sound, bridge, and downtown. The rooftop is entertainment-ready with a raised TV box, creating the perfect setting for relaxing, hosting family and friends, or enjoying Surf City's spectacular Fourth of July fireworks. Ample storage is available both on the ground level and rooftop for beach gear and outdoor equipment. Additional features include a private elevator serving all three floors. Most furnishings are negotiable with an acceptable offer, creating an outstanding turnkey opportunity. Having been rented on a limited basis this summer at the builder's discretion for rates up to **$750 per night**, the home has already demonstrated strong vacation rental income potential while remaining immediately available for a primary residence, second home, or investment property with no future bookings to honor. With a price now **$100,000 below its 2025 appraised value**, up to **$20,000 toward a rate buydown or closing costs** with an acceptable offer, premium coastal construction, exceptional views, and one of Surf City's most walkable locations, this is a rare opportunity to own an outstanding coastal property at an exceptional value. Realtor is a member of the selling L

Highlights

Waterfront

Property details

MLS
Hive MLS
MLS #
100565541
Property type
Single Family Residence
Subdivision
Not In Subdivision
Status
Active
Days on market
193
On market date
April 7, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Topsail Elementary
5.79 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
8.05 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
23.12 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

40
Somewhat walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable

Mortgage calculator

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Est. monthly payment
$7,973/mo
$259,800 down
$1,039,200 loan
Principal & interest$6,740
Property tax (est.)$1,083
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated August 19, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.