4 Family at 221-223 Pine St., Lowell MA 01851, Lowell
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38 photos

$924,900

221-223 Pine St., Lowell MA 01851
Lowell, MA 01851
Listed by George Politis
Bedrooms
6
Bathrooms
4
Living area
3,678 sqft
Year built
1900

About this home

The first 4-family residence available in the UPPER HIGHLANDS in years, this versatile property offers not only tremendous value for the savvy investor, but also a great opportunity for owner-occupied investment and/or multi-generational living. Architecturally striking with Victorian flair, this sprawling colonial features a wrap-around front porch, roof-top deck, dual driveways for 6 cars (plus more side-street parking), all sited on a pretty corner lot with lawn space and mature plantings. First floor comprises two spacious 1-BR units. The two upper 2-BR apartments are two-level, townhouse-style (a bonus large extra room with closet and windows on the main level in each unit could possibly be converted to a 3rd BR by simply installing doors - buyers and agents to do due diligence on feasibility/use). Beautiful hardwood floors in every unit (some wide pine too), plus lots of period details and decorative millwork throughout! Updates over the years include many newer appliances, cabinets and fixtures, modern replacement windows, low-maintenance vinyl siding, and new composite flooring on exterior porches, stairs and deck. Property is fully occupied with all tenants-at-will, all rents well below market (investors take note of the INCREDIBLE upside potential and returns!). A commuter’s dream, with quick access to Rts. 495/3 and the Commuter Rail! Don’t miss this one!!

Property details

MLS
MLS Property Information Network
MLS #
73592118
Property type
4 Family
Subdivision
N/A
Status
Active
Days on market
1
On market date
October 17, 2026
Stories
6
Total bathrooms
4
Garage spaces
N/A
Parking spaces
6
Lot size
0.15 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Charles W Morey
0.16 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
473
Student:teacher ratio
13.1:1
District
Lowell
Middle
James S Daley Middle School
0.55 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
649
Student:teacher ratio
14.1:1
District
Lowell
High
The Career Academy
0.6 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
97
Student:teacher ratio
10.8:1
District
Lowell

Walkability

Blended score for Lowell's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

80
Highly walkable
out of 100
EPA National Walkability Index
16.0 / 20 -- Most walkable

Market position

How this listing compares to current activity in Lowell, from live MLS data.

On the market 1 days -- 91 fewer days than Lowell's current average of 92 days.
For reference, the median list price across 613 active listings in Lowell right now is $399,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,720/mo
$184,980 down
$739,920 loan
Principal & interest$4,799
Property tax (est.)$771
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 22 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.