Single Family Residence at 23 Cross Lane, Gilford
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60 photos

$585,000

23 Cross Lane
Gilford, NH 03249
Listed by Jill Mulligan · Coldwell Banker Realty Center Harbor NH
Bedrooms
3
Bathrooms
2
Living area
N/A
Year built
1992

About this home

Enjoy easy one-level living in this well-maintained 3-bedroom, 2-bath ranch located in the desirable Gunstock Acres community. The inviting open living space is highlighted by vaulted ceilings and a beautiful two-sided wood-burning fireplace, creating a warm and welcoming atmosphere that can be enjoyed from both the living and dining areas. A separate dining area offers the perfect space for everyday meals or entertaining, while the spacious primary suite features a private bath and a walk-in closet. First-floor laundry and an attached two-car garage add to the home's everyday convenience. Step outside to enjoy both the front and rear decks overlooking the gently sloping yard. The walkout lower level provides excellent potential for future finished living space, a workshop, or abundant storage. Additional features include a standby generator, alarm system, and community water. Ideally located just minutes from Gunstock Mountain Resort, Gilford Town Beach on Lake Winnipesaukee, the town docks, shopping, restaurants, schools, and Bank of New Hampshire Pavilion, this home offers the perfect blend of comfort, convenience, and year-round recreation.

Property details

MLS #
5100341
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
27
On market date
N/A
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.7 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Gilford Elementary School
2.41 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
310
Student:teacher ratio
8.6:1
District
Gilford School District
Middle
Gilford Middle School
2.62 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
320
Student:teacher ratio
11.0:1
District
Gilford School District
High
Gilford High School
2.58 mi away · Grades 9-13
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
497
Student:teacher ratio
13.4:1
District
Gilford School District

Walkability

Blended score for Gilford's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
4.5 / 20 -- Least walkable
Google Places amenity density
8 / 100
Restaurants & cafes1
Grocery stores1
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Gilford, from live MLS data.

On the market 27 days -- 74 fewer days than Gilford's current average of 101 days.
For reference, the median list price across 132 active listings in Gilford right now is $550,000.

Mortgage calculator

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Est. monthly payment
$3,673/mo
$117,000 down
$468,000 loan
Principal & interest$3,035
Property tax (est.)$488
Home insurance (est.)$150

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Copyright 2026 PrimeMLS. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 07/17/26.