4499 Lower Waterford Road
4499 Lower Waterford Road photo 2
4499 Lower Waterford Road photo 3
4499 Lower Waterford Road photo 4
4499 Lower Waterford Road photo 5
4499 Lower Waterford Road photo 6
4499 Lower Waterford Road photo 7
4499 Lower Waterford Road photo 8
4499 Lower Waterford Road photo 9
4499 Lower Waterford Road photo 10
4499 Lower Waterford Road photo 11
4499 Lower Waterford Road photo 12
4499 Lower Waterford Road photo 13
4499 Lower Waterford Road photo 14
4499 Lower Waterford Road photo 15
4499 Lower Waterford Road photo 16
4499 Lower Waterford Road photo 17
4499 Lower Waterford Road photo 18
4499 Lower Waterford Road photo 19
See 3D video tour!
See 3D video tour
4499 Lower Waterford Road photo 22
4499 Lower Waterford Road photo 23
4499 Lower Waterford Road photo 24
Warm and cozy! (AI generated)
Beach access, 600 plus open common acres, clubhouse, Pickle ball, tennis, basketball
4499 Lower Waterford Road photo 27
4499 Lower Waterford Road photo 28
4499 Lower Waterford Road photo 29
4499 Lower Waterford Road photo 30
4499 Lower Waterford Road photo 31
4499 Lower Waterford Road photo 32
AI image
AI generated image
4499 Lower Waterford Road photo 35
4499 Lower Waterford Road photo 36
3D video tour accompanies listing!
4499 Lower Waterford Road photo 38
4499 Lower Waterford Road photo 39
4499 Lower Waterford Road photo 40
4499 Lower Waterford Road photo 41
4499 Lower Waterford Road photo 42
4499 Lower Waterford Road photo 43
2 bedrooms, full bath, office space
4499 Lower Waterford Road photo 45
Brick accents through out
4499 Lower Waterford Road photo 47
4499 Lower Waterford Road photo 48
4499 Lower Waterford Road photo 49
4499 Lower Waterford Road photo 50
4499 Lower Waterford Road photo 51
4499 Lower Waterford Road photo 52
Handicapped shower and kitchen space
4499 Lower Waterford Road photo 54
4499 Lower Waterford Road photo 55
4499 Lower Waterford Road photo 56
4499 Lower Waterford Road photo 57
4499 Lower Waterford Road photo 58
2 guest apartments available to HOA members
Boat put in, dock and moorings available
60 photos

$599,900

4499 Lower Waterford Road
Waterford, VT 05819
Listed by Robin Migdelany · Four Seasons Sotheby's Int'l Realty
Bedrooms
3
Bathrooms
2.1
Living area
N/A
Year built
1985

About this home

It is a rare property that manages to feel both expansive and intensely private, providing a sanctuary where the deliberate rustic charms create a sense of timelessness. This is a place for gathering, or quiet reflection, all from the comfort of a home that is as sturdy as it is beautiful. Imagine a place where the morning alarm is replaced by the soft lap of the Connecticut River against the shore. The back of the house is practically one giant viewing platform, featuring a full-length deck and enclosed porch that runs the entire length of the home. First-floor living features a large primary ensuite and living spaces that draw your eyes straight to the water. Downstairs, a fully finished walkout basement apartment offers independent, handicapped-accessible living with wide doors, an open kitchenette, and a roll-in shower. Whether hosting holidays or lounging on a Tuesday, the River is your backdrop. While the home leans into its historic aesthetic with four brick fireplaces perfect for snowy New England nights, it doesn't skimp on modern life; central air keeps things crisp and cool all summer long. With your own private River frontage (335ft), keep the kayaks ready for a sunrise paddle, head out for a day of boating, or cast a line right from your backyard. The best part? You aren't just buying a house; you’re joining the Waterford Springs community. Beyond your private yard, you get access to over 600 common acres of beautiful terrain to explore. Whether you’re looking to hit the beach, challenge neighbors to a game of pickleball, tennis, or basketball, or host an event at the clubhouse, the amenities are top-notch. It’s private, it’s peaceful, and it’s waiting for someone who knows that the best luxury in life is a little bit of character in your home and a lot of water in your view. Waterford is at the intersections of interstates 91 and 93, is minutes away from St. Johnsbury, Vermont and Littleton, New Hampshire. View the 3D tour accompanying the listing.

Highlights

Waterfront

Property details

MLS #
5089806
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
84
On market date
N/A
Stories
N/A
Garage spaces
1
Lot size
1.5 acres
Loading map…

Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Monroe Consolidated School
6.57 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
88
Student:teacher ratio
8.0:1
District
Monroe School District
Middle
Lisbon Regional School (Middle)
9.28 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
51
Student:teacher ratio
8.5:1
District
Lisbon Regional School District
High
Lisbon Regional School (High)
9.28 mi away · Grades 9-13
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
97
Student:teacher ratio
8.1:1
District
Lisbon Regional School District

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,763/mo
$119,980 down
$479,920 loan
Principal & interest$3,113
Property tax (est.)$500
Home insurance (est.)$150

Similar homes you might like

Copyright 2026 PrimeMLS. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 07/20/26.