Townhouse at 204 N Boca Bay Lane B, Surf City, NC 28445
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kayak storage - 204 N Boca Bay Lane B, Surf City, NC 28445
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ground level entry to elevator - 204 N Boca Bay Lane B, Surf City, NC 28445
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Ai furniture removed and lighting change - 204 N Boca Bay Lane B, Surf City, NC 28445
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$869,000

204 N Boca Bay Lane B, Surf City, NC 28445
Surf City, NC 28445
Listed by Taylor R Reed · Coldwell Banker Sea Coast Advantage-Hampstead
Bedrooms
4
Bathrooms
4
Living area
2,584 sqft
Year built
2007

About this home

BIG THINGS ARE COMING TO 204 B N Boca Bay. If you've had this property on your radar, now may be the time to take another look at today's current market price! Surf City, NC coastal living meets thoughtful upgrades in this beautifully maintained 4-bedroom, 4-bath townhome with peaceful marsh views, a private elevator, and convenient access to the beach. Located on a cul-de-sac tucked away on the Intracoastal side of Surf City, this home is just moments from public beach access and everything Surf City has to offer. Enjoy marsh and water views from multiple vantage points, listen to the ocean, and take in stunning sunsets from the home's inviting outdoor spaces. The screened porch overlooking the marsh provides the perfect setting for morning coffee or an evening beverage. Inside, the functional floor plan is enhanced by a private elevator servicing every level. Durable engineered luxury vinyl plank flooring extends throughout the home, and added insulation in both the walls and attic provides increased efficiency. The well-appointed kitchen features granite countertops, a double oven, updated appliances, and a pantry. The living area opens seamlessly to the screened porch and includes a gas log fireplace with a newly installed mantel, creating a comfortable focal point for the space. The primary suite offers its own private retreat with a sitting area, porch with water views, and spacious bathroom featuring a garden tub and separate shower. Plantation shutters are featured throughout most of the home, while custom barn doors add character in select areas. One guest bedroom on the main living level has been thoughtfully outfitted as a home office with extensive built-in shelving, making it ideal for remote work or flexible use. Outdoor spaces feature low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower with a dog-washing attachment. Additional exterior features include a kayak storage rack and ample storage, including a ground-level closet with shelving and under-stair space. Mature landscaping includes rare plants and an environmentally conscious drainage system designed to direct water back toward the marsh. A distinctive decorative walkway between the units has been thoughtfully crafted with Megalodon shark teeth and whale bone, adding another unique detail to the property. Residents also enjoy access to community amenities, including a pool and clubhouse, completing the coastal lifestyle experience. Additional features include a transferable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about the preferred lender and any incentive for which a buyer may qualify, please ask your agent to reach out for additional details on this property!

Highlights

WaterfrontFireplace

Property details

MLS
Hive MLS
MLS #
100566136
Property type
Townhouse
Subdivision
Palms At Boca Bay
Status
Active
Days on market
191
On market date
April 10, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Topsail Elementary
7.14 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
9.36 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
23.86 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

40
Somewhat walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable

Mortgage calculator

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Est. monthly payment
$5,383/mo
$173,800 down
$695,200 loan
Principal & interest$4,509
Property tax (est.)$724
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.