2 Family - 2 Units Up/Down at 161 Smith St, Lowell MA 01851, Lowell
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$675,000

161 Smith St, Lowell MA 01851
Lowell, MA 01851
Listed by Jennifer Mason
Bedrooms
7
Bathrooms
2
Living area
2,979 sqft
Year built
1850

About this home

Well-maintained two-family in Lowell’s Highlands, ideal for an owner-occupant or investor! Unit 1 offers 3 bedrooms, 1 full bath, and approximately 1,100 sq ft and is tenant-occupied on a month-to-month basis at $2,000/month. Unit 2 spans the second and third floors with 5 bedrooms, 1 full bath, and approximately 1,700 sq ft, featuring fresh paint throughout, new second-floor carpeting, and ceiling fans in most second-floor rooms. Both units offer kitchens with granite counters, stainless steel appliances, vented range hoods, in-unit laundry, and separate walk-out exterior access. Most rooms feature 9-foot ceilings. Optional basement storage. Enjoy a spacious backyard with a new fence (2026), fire pit, 10 x 12 shed, and 6 x 8 greenhouse. Updates include approximately 2-year-old gas water heaters in both units, Nest programmable thermostats, and windows and electrical updated in 2015. Separately metered utilities; tenants pay heat, hot water, and electricity. Lead paint compliant. Potential for A/C. On-street parking. First-floor washer and dryer belong to the tenant. Convenient to shopping, dining, parks, downtown Lowell, commuter rail, the Lowell Connector, Route 3, and I-495.

Property details

MLS #
73587368
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
2
On market date
October 6, 2026
Stories
3
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Abraham Lincoln
0.24 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
484
Student:teacher ratio
13.1:1
District
Lowell
Middle
Laura Lee Therapeutic Day School
0.46 mi away · Grades 3-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
17
Student:teacher ratio
2.8:1
District
Lowell
High
The Career Academy
0.06 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
97
Student:teacher ratio
10.8:1
District
Lowell

Walkability

Blended score for Lowell's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores20
Parks20
Schools20
Transit stops20
Pharmacies7

Market position

How this listing compares to current activity in Lowell, from live MLS data.

On the market 2 days -- 86 fewer days than Lowell's current average of 88 days.
For reference, the median list price across 578 active listings in Lowell right now is $399,900.

Mortgage calculator

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Est. monthly payment
$4,215/mo
$135,000 down
$540,000 loan
Principal & interest$3,502
Property tax (est.)$563
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.