Single Family Residence at 92 W First Street, Ocean Isle Beach, NC 28469, Ocean Isle Beach
Single Family Residence at 92 W First Street, Ocean Isle Beach, NC 28469, Ocean Isle Beach, photo 2 of 2
2 photos

$1,540,000

92 W First Street, Ocean Isle Beach, NC 28469
Ocean Isle Beach, NC 28469
Listed by Diane Dalen · A Pearl in a Shell
Bedrooms
5
Bathrooms
5.5
Living area
2,496 sqft
Year built
2005

About this home

A thoughtfully designed ocean-view island retreat offering the ideal blend of coastal living and investment opportunity. Located just a few homes from direct beach access on beautiful Ocean Isle Beach, this spacious five-bedroom, five-and-a-half-bath home embraces the best of island living. Designed to maximize ocean views and coastal breezes, the reverse floor plan places the primary living spaces on the upper level, where an expansive open-concept layout seamlessly connects the kitchen, dining area, and living room. The owner's suite and a convenient powder room complete this level. Lots of windows all with archectectural interest of transoms, built in livingroom cabinetry on either side of gas fireplace. Deep covered and open decks extend the living space outdoors, creating the perfect setting for morning coffee, afternoon relaxation, and evenings by the sea. All five bedrooms feature private en-suite baths and direct access to deck spaces, offering exceptional comfort and privacy for owners and guests alike. Four guest suites are located on the first floor, along with a spacious foyer that easily functions as a second living area, media room, or game space. Outside, a private in-ground pool, outdoor shower, mature palms, fenced backyard, and low-maintenance artificial turf create an inviting coastal retreat designed for enjoyment rather than upkeep. Additional features include a 2026 installed tankless water heater, abundant storage, enclosed golf cart garage, ground floor refrigerator, and generous covered space beneath the home ideal for entertaining, relaxing in a hammock, or creating your own tiki-bar-inspired gathering area. Whether you're seeking a luxury beach getaway, a multi-generational retreat, or a proven income-producing property, this home offers a rare combination of ocean views, beach proximity, spacious accommodations, and low-maintenance ownership. For those new to the area, Ocean Isle Beach is a cherished coastal destination known for its wide sandy beaches, welcoming atmosphere, and exceptional amenities. Residents and visitors enjoy a marina, public boat launch, fishing pier, oceanfront community center, youth park, seasonal concerts at the bandshell, island dining, and convenient access to a regional executive airport. This property offers an attractive combination of location, lifestyle, and investment performance. Schedule your private showing and discover why so many families choose Ocean Isle Beach as their home away from home.

Highlights

Fireplace

Property details

MLS #
100578771
Property type
Single Family Residence
Subdivision
Not In Subdivision
Status
Active
Days on market
127
On market date
June 3, 2026
Stories
N/A
Total bathrooms
5.5
Garage spaces
N/A
Parking spaces
7
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Union Elementary
5.11 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
539
Student:teacher ratio
15.0:1
District
Brunswick County Schools
Middle
Shallotte Middle
6.37 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
674
Student:teacher ratio
17.3:1
District
Brunswick County Schools
High
Brunswick County Early College
16.19 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
365
Student:teacher ratio
33.2:1
District
Brunswick County Schools

Walkability

Blended score for Ocean Isle Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
30 / 100
Restaurants & cafes2
Grocery stores2
Parks6
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$9,424/mo
$308,000 down
$1,232,000 loan
Principal & interest$7,991
Property tax (est.)$1,283
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.