109 Belmont St, Cambridge MA 02138
109 Belmont St, Cambridge MA 02138 photo 2
109 Belmont St, Cambridge MA 02138 photo 3
109 Belmont St, Cambridge MA 02138 photo 4
4 photos

$1,899,000

109 Belmont St, Cambridge MA 02138
Cambridge, MA 02138
Listed by The Prosperity Group
Bedrooms
6
Bathrooms
3
Living area
2,500 sqft
Year built
1916

About this home

Exceptional opportunity to own a spacious multi-family property in one of Cambridge's most desirable neighborhoods. Offering over 2,500 square feet of living space, this multi-family property is fully gutted and ready to be renovated with included permit ready plans. It features 6 bedrooms and 3 full bathrooms, providing flexibility for investors, owner-occupants, or multi-generational living. Situated on a 4,356-square-foot fenced lot, the property offers private outdoor space while being conveniently located near Harvard Square, Fresh Pond, public transportation, shopping, dining, parks, and major commuter routes. Each unit is designed for luxury living accommodations with strong rental potential in a highly sought-after market. Whether you're looking to expand your investment portfolio, generate rental income, or occupy one unit while leasing the others, this Cambridge property offers outstanding value and long-term potential. Condo conversion could be explored for maximum return.

Property details

MLS #
73544650
Property type
3 Family
Subdivision
N/A
Status
Active
Days on market
47
On market date
July 4, 2026
Stories
3
Garage spaces
N/A
Lot size
0.1 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Haggerty
0.21 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
236
Student:teacher ratio
8.4:1
District
Cambridge
Middle
Vassal Lane Upper School
0.97 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
290
Student:teacher ratio
8.5:1
District
Cambridge
High
Watertown High
1.28 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
705
Student:teacher ratio
9.5:1
District
Watertown

Mortgage calculator

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Est. monthly payment
$11,586/mo
$379,800 down
$1,519,200 loan
Principal & interest$9,854
Property tax (est.)$1,583
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated July 9, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.