2 Family - 2 Units Up/Down at 6 Church St, Gardner MA 01440
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$450,000

6 Church St, Gardner MA 01440
Gardner, MA 01440
Listed by Kelly LaGrassa
Bedrooms
6
Bathrooms
2
Living area
2,456 sqft
Year built
1920

About this home

Welcome to this well-maintained two-family property in a great Gardner location, proudly owned by the same family for over 50 years! Situated on a corner lot, this property offers a wonderful opportunity for owner-occupants, investors, or those looking to expand their real estate portfolio. Each unit features 3 bedrooms, with its own exterior access, offering flexibility and convenience for a variety of living arrangements. The kitchen and dining area are conveniently combined, creating a functional layout with space for everyday meals, gathering, and entertaining. Both units offer comfortable living spaces with plenty of potential to make them your own. Additional features include a sun porch, perfect for enjoying your morning coffee or relaxing at the end of the day, along with a fenced-in backyard area offering outdoor space to enjoy. A walk-up attic provides excellent additional storage, while new electrical panels are a valuable recent improvement. With its long history of family ownership, well-maintained condition, and versatile two-family layout, this property is full of opportunity and ready for its next chapter. Showings begin at the Open House on Sunday, October 18, 2026, from 10:30 AM to 12:00 PM. Come explore the possibilities this Gardner property has to offer!

Property details

MLS
MLS Property Information Network
MLS #
73590873
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
7
On market date
October 14, 2026
Stories
2
Total bathrooms
2
Garage spaces
N/A
Parking spaces
6
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Waterford Street
0.17 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
435
Student:teacher ratio
13.2:1
District
Gardner
Middle
Gardner Middle School
1.73 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
1.22 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

72
Walkable
out of 100
EPA National Walkability Index
11.8 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores2
Parks6
Schools5
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 7 days -- 85 fewer days than Gardner's current average of 92 days.
For reference, the median list price across 160 active listings in Gardner right now is $385,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,860/mo
$90,000 down
$360,000 loan
Principal & interest$2,335
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.