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$700,000

421 N New River Drive A, Surf City, NC 28445
Surf City, NC 28445
Listed by Streamline Realty Team · REAL Broker LLC
Bedrooms
3
Bathrooms
3
Living area
1,748 sqft
Year built
2004

About this home

Perfectly positioned in the heart of Surf City, this 3-bedroom, 3-bath townhome offers 1,748 square feet of thoughtfully designed coastal living, shaped by water views, inviting outdoor spaces, and a location that captures the best of island life. Just a short walk from the beach and surrounded by many of Surf City's favorite restaurants, shops, and attractions, the property also includes a separate sound-front parcel--an increasingly unique opportunity in the heart of the island. Designed with a reverse floor plan, the home's upper level brings the kitchen, dining, and living spaces together beneath vaulted ceilings, creating an open and airy setting for everyday living and entertaining. Rich wood flooring brings warmth and character to the main living spaces, while abundant windows fill the home with natural light and glimpses of the surrounding coastal landscape. At the center of it all, the kitchen features granite countertops, a nine-foot eat-in bar, stainless steel appliances, and pantry storage, providing plenty of room for everything from casual mornings to evenings spent entertaining family and friends. The adjoining dining area flows naturally into the spacious living room, where vaulted ceilings and walls of windows reinforce the home's bright, relaxed coastal atmosphere. Beyond the living room, glass doors open to a covered deck where surrounding water views and the Surf City skyline become the backdrop for morning coffee, afternoon conversations, and evenings spent outside. A guest bedroom with ocean views and an adjacent full bath completes the upper level. The first floor shifts the focus from gathering to retreat, with two private bedroom suites thoughtfully separated from the home's main living spaces. The spacious primary suite stands out with rich wood floors and glass doors opening onto a private covered deck overlooking the marsh and surrounding water. Dual closets provide generous storage, while the adjoining en suite features a double vanity and walk-in shower. A second guest suite offers its own private bath, creating a comfortable space for family and visitors, with a conveniently located laundry closet nearby. At ground level, a tiled wet-weather entry provides a practical arrival point from the beach, carport, and backyard, with beadboard detailing adding a touch of coastal character. Outside, the fenced backyard creates a surprisingly private patch of green beneath the coastal canopy, while an enclosed hot-and-cold shower is waiting after sandy days at the beach. Perhaps most compelling is the lifestyle this location makes possible. From mornings on the beach to evenings overlooking the water, 421 A N New River Drive places both within easy reach. Walk to the sand, restaurants, shops, and entertainment that define Surf City, then return home to covered decks, marsh and water views, and your own outdoor spaces to unwind. Combined with the sound-front parcel conveying with the property and a floor plan equally suited for a primary residence, second home, or coastal retreat, this is a rare opportunity to experience Surf City from both sides of the island.

Highlights

Waterfront

Property details

MLS #
100596945
Property type
Townhouse
Subdivision
Topsail Cove
Status
Active
Days on market
52
On market date
August 20, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.09 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
North Topsail Elementary
5.98 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
8.23 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
23.24 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

40
Somewhat walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable

Mortgage calculator

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Est. monthly payment
$4,365/mo
$140,000 down
$560,000 loan
Principal & interest$3,632
Property tax (est.)$583
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 15 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.