INNOVATE Real Estate
IMG_6704 - Divide Tr, Monterey, TN 38574, Monterey
IMG_6703 - Divide Tr, Monterey, TN 38574, Monterey
Image - Divide Tr, Monterey, TN 38574, Monterey
IMG_6705 - Divide Tr, Monterey, TN 38574, Monterey
4 photos

$14,900

Divide Tr, Monterey, TN 38574
Monterey, TN 38574
Listed by Brenda Cates · Weichert Realtors The Webb Age
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Make this peaceful community your new home. Large lot in the country but close to town. The community has a private lake for all your outdoor water fun. Buyer to verify all information prior to making an offer.

Property details

MLS #
1358487
Property type
Land
Subdivision
Cumberland lakes
Status
Active
Days on market
1
On market date
October 10, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.2 acres

Location

Get directions →
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Cumberland Elementary
5.49 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
17.5:1
District
Cumberland County
Middle
None found nearby
High
Monterey High School
7.45 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 1 days -- 133 fewer days than Monterey's current average of 134 days.
For reference, the median list price across 128 active listings in Monterey right now is $145,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$240/mo
$2,980 down
$11,920 loan
Principal & interest$77
Property tax (est.)$12
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.