431 Black Bear Circle - Lot #12-4 - 431 Black Bear Circle, Loudon, TN 37774, Loudon
431 Black Bear Circle - Lot #12-7 - 431 Black Bear Circle, Loudon, TN 37774, Loudon
431 Black Bear Circle - Lot #12-3 - 431 Black Bear Circle, Loudon, TN 37774, Loudon
431 Black Bear Circle - Lot #12-1 - 431 Black Bear Circle, Loudon, TN 37774, Loudon
431 Black Bear Circle - Lot #12-2 - 431 Black Bear Circle, Loudon, TN 37774, Loudon
431 Black Bear Circle - Lot #12-5 - 431 Black Bear Circle, Loudon, TN 37774, Loudon
Clubhouse - 431 Black Bear Circle, Loudon, TN 37774, Loudon
Clubhouse & Provisions Pro Shop - 431 Black Bear Circle, Loudon, TN 37774, Loudon
Tennessee National Sunsets - 431 Black Bear Circle, Loudon, TN 37774, Loudon
9 photos

$159,900

431 Black Bear Circle, Loudon, TN 37774
Loudon, TN 37774
Listed by Matthew Dowdy · Tennessee National Realty, LLC
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Build your golfside cottage with million-dollar sunset views at 431 Black Bear Circle! Lot #12 in The Overlook at Tennessee National backs to the 5th-hole tee boxes, offering a scenic golf course setting for your custom retreat. With a minimum of just 1,200 square feet of finished, heated and cooled living space, you can create a thoughtfully designed cottage--with the flexibility to build larger if desired. Design a home centered on quality finishes, efficient living and outdoor spaces that make the most of the view. Imagine morning coffee on your covered patio and evenings watching the sunset over the course. Whether you envision a full-time residence or a weekend getaway, this homesite offers an opportunity to create your own version of affordable luxury in one of East Tennessee's most distinctive communities. All home plans are subject to architectural review and community requirements.

Property details

MLS #
1356422
Property type
Land
Subdivision
Tennessee National
Status
Active
Days on market
2
On market date
September 23, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Loudon Elementary
4.81 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
572
Student:teacher ratio
13.6:1
District
Loudon County
Middle
Ft Loudoun Middle School
4.3 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
372
Student:teacher ratio
16.2:1
District
Loudon County
High
Loudon High School
4.17 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
711
Student:teacher ratio
13.4:1
District
Loudon County

Walkability

Blended score for Loudon's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

35
Car-dependent
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Nearby-amenity density
25 / 100
Restaurants & cafes8
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Loudon, from live MLS data.

On the market 2 days -- 129 fewer days than Loudon's current average of 131 days.
For reference, the median list price across 358 active listings in Loudon right now is $307,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,113/mo
$31,980 down
$127,920 loan
Principal & interest$830
Property tax (est.)$133
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.