$634,900
About this home
Nestled in the highly sought-after community of Cumberland Cove atop the scenic Cumberland Plateau, this private 4-acre estate offers a quiet, mountain-country feel with convenient access to nearby city amenities, local healthcare, and exclusive private community hiking trails featuring peaceful streams and beautiful waterfalls. Featuring a beautifully updated 3-bedroom, 3.5-bathroom main residence along with a fully equipped, private mother-in-law suite, the property is designed for effortless multi-generational living or flexible guest quarters. The main home delivers thoughtful functionality with dual primary suites--one conveniently located on the main level and another upstairs--alongside a large upstairs bonus room, generously sized bedrooms, and beautifully appointed bathrooms throughout. The inviting main living area centers around a cozy gas log fireplace, while the chef's kitchen boasts gorgeous granite countertops, custom cabinetry with convenient pull-out drawers, and brand-new appliances including the refrigerator, microwave, and sink. The interior has been freshly painted, and the home comes complete with a washer and dryer set that stays with the property. The self-contained mother-in-law suite serves as a peaceful, autonomous sanctuary, featuring its own dedicated ensuite bathroom and a second private gas log fireplace. Step outside to relax on the freshly painted wrap-around porch--the perfect spot for watching the local deer--where you can take in panoramic views of your 4 private acres, lushly landscaped with mature hostas, hydrangeas, and rhododendrons. Homesteading and gardening enthusiasts will appreciate the fully fenced, established organic garden currently yielding cucumbers, squash, zucchini, tomatoes, pumpkins, and gourds. Packed with high-end infrastructure and practical extras, the property includes a 2-car attached garage, a convenient circle driveway with ample parking for recreational vehicles, an outdoor storage shed, a whole-house backup generator, a whole-home water filtration system, and a fully encapsulated crawlspace for optimized climate control, moisture management, and structural peace of mind.
Highlights
Property details
- MLS #
- 1352331
- Property type
- Single Family Residence
- Subdivision
- Cumberland Cove
- Status
- Active
- Days on market
- 29
- On market date
- August 19, 2026
- Stories
- N/A
- Total bathrooms
- 3.5
- Garage spaces
- 2
- Parking spaces
- N/A
- Lot size
- 4 acres
Location
Get directions →Nearby schools
Within 10 miles · public school directory data (NCES)
- Enrollment
- 480
- Student:teacher ratio
- 13.7:1
- District
- Putnam County
- Enrollment
- 594
- Student:teacher ratio
- 17.0:1
- District
- Putnam County
Walkability
Blended score for Monterey's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).
Market position
How this listing compares to current activity in Monterey, from live MLS data.
Mortgage calculator
Estimate only - actual rate and payment depend on your lender, credit, and loan program.
Adjust tax / insurance estimates
Similar homes you might like
Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated August 19, 2026.
Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.