1-web-or-mls-DJI_20260811111131_0030_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
49-web-or-mls-DJI_20260812152118_0184_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
13-web-or-mls-DJI_20260811111600_0039_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
23-web-or-mls-IMG_1082 - 1020 Oakwater Drive, Garner, NC 27529, Garner
26-web-or-mls-IMG_1091 - 1020 Oakwater Drive, Garner, NC 27529, Garner
29-web-or-mls-IMG_1103 - 1020 Oakwater Drive, Garner, NC 27529, Garner
24-web-or-mls-IMG_1085 - 1020 Oakwater Drive, Garner, NC 27529, Garner
21-web-or-mls-IMG_1073 - 1020 Oakwater Drive, Garner, NC 27529, Garner
22-web-or-mls-IMG_1076 - 1020 Oakwater Drive, Garner, NC 27529, Garner
30-web-or-mls-IMG_1106_edit - 1020 Oakwater Drive, Garner, NC 27529, Garner
33-web-or-mls-IMG_1115 - 1020 Oakwater Drive, Garner, NC 27529, Garner
31-web-or-mls-IMG_1109_edit - 1020 Oakwater Drive, Garner, NC 27529, Garner
34-web-or-mls-IMG_1118_edit - 1020 Oakwater Drive, Garner, NC 27529, Garner
38-web-or-mls-IMG_1130 - 1020 Oakwater Drive, Garner, NC 27529, Garner
39-web-or-mls-IMG_1133 - 1020 Oakwater Drive, Garner, NC 27529, Garner
37-web-or-mls-IMG_1127_edit - 1020 Oakwater Drive, Garner, NC 27529, Garner
41-web-or-mls-IMG_1139 - 1020 Oakwater Drive, Garner, NC 27529, Garner
43-web-or-mls-IMG_1145 - 1020 Oakwater Drive, Garner, NC 27529, Garner
44-web-or-mls-IMG_1148 - 1020 Oakwater Drive, Garner, NC 27529, Garner
40-web-or-mls-IMG_1136 - 1020 Oakwater Drive, Garner, NC 27529, Garner
45-web-or-mls-IMG_1151 - 1020 Oakwater Drive, Garner, NC 27529, Garner
47-web-or-mls-IMG_1157 - 1020 Oakwater Drive, Garner, NC 27529, Garner
6-web-or-mls-DJI_20260811110830_0025_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
10-web-or-mls-DJI_20260811111302_0034_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
11-web-or-mls-DJI_20260811111353_0035_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
17-web-or-mls-DJI_20260811111808_0043_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
50-web-or-mls-DJI_20260812152159_0187_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
51-web-or-mls-DJI_20260812152301_0191_D - 1020 Oakwater Drive, Garner, NC 27529, Garner
28 photos

$407,000

1020 Oakwater Drive, Garner, NC 27529
Garner, NC 27529
Listed by Katie Coleman · DASH Carolina
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
1993

About this home

Enjoy 1.34 acres with beautiful lake views and private access to the lake for fishing and outdoor fun, all just 10 minutes from White Oak Crossing and I-40! Major updates are already taken care of with a 2026 roof, 2020 HVAC, and 2023 water heater. This spacious 3bed/2.5bath home offers a great combination of character and potential, with 400+ sq. ft. of basement space, 500+ sq. ft. of unfinished third floor attic space, and even a treehouse! The kitchen features an island, stainless steel appliances, and a large bay window overlooking the backyard, where birds and wildlife are abundant. The primary suite boasts beautiful lake views and two closets, while the additional bedrooms offer generous closet space and plenty of natural light. Outside, there is a large garden and back deck overlooking the creek— a peaceful spot to watch deer, turtles, rabbits, and birds. And best of all, you'll have your own private access to the gorgeous neighborhood lake. If you've been looking for space, privacy, nature, and convenience all in one place, this is the one!

Property details

MLS #
10186418
Property type
Single Family Residence
Subdivision
Water Oak
Status
Active
Days on market
58
On market date
August 14, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
2
Lot size
1.34 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Smith Elementary
1.26 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
2.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
486
Student:teacher ratio
9.7:1
District
Wake County Schools
Middle
North Garner Middle
2.06 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
959
Student:teacher ratio
16.8:1
District
Wake County Schools
High
Garner High
1.01 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,689
Student:teacher ratio
14.8:1
District
Wake County Schools

Walkability

Blended score for Garner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

31
Car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
38 / 100
Restaurants & cafes5
Grocery stores0
Parks2
Schools4
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Garner, from live MLS data.

On the market 58 days -- 31 fewer days than Garner's current average of 89 days.
For reference, the median list price across 347 active listings in Garner right now is $389,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,601/mo
$81,400 down
$325,600 loan
Principal & interest$2,112
Property tax (est.)$339
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated September 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.